This home is in Grand Cay Villas, Ponte Vedra Beach — a gated community home in Ponte Vedra Beach.
Active·2 days on market·Grand Cay Villas
230 Colima Court 924
Ponte Vedra Beach, FL 32082
About this home
Grand Cay Villas
PONTE VEDRA BEACH CONDO WITH GARAGE & RESORT-STYLE AMENITIES Seller accepting offers thru 9/25/26 Welcome home to this light and bright second-floor condo in desirable Ponte Vedra Beach! From the moment you step inside, you'll appreciate the gorgeous vinyl plank flooring and inviting, easy-care living spaces. Step outside onto your private balcony and relax while enjoying peaceful views of the surrounding wooded area--a perfect spot for morning coffee or unwinding at the end of the day. The condo also comes with a one-year home warranty for added peace of mind, plus a painting allowance that lets the new owner select their own colors and make the home truly their own. Convenience is key with a garage and additional storage located just across the parking lot, along with an assigned parking space conveniently located next to the building. There are also plenty of guest parking spaces for friends and family. Enjoy the community's club pool and facilities
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $241,000 | $236,918 | — |
| 2024 | $246,200 | $215,380 | — |
| 2023 | $279,530 | $195,800 | — |
| 2022 | $178,000 | $178,000 | — |
| 2021 | $145,500 | $145,500 | — |
| 2020 | $142,000 | $142,000 | — |
2025 property taxes (current owner): $3,217/yr
Estimated taxes if purchased at asking price: ~$3,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1996)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,745 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 4, 2026Active$219,900
- Aug 27, 2026Listed$219,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Grand Cay Villas
Grand Cay Villas is a neighborhood in Ponte Vedra Beach Condos, FL (St. Johns County), ZIP 32082.
View all Grand Cay Villas homes for sale →Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines