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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active

Active·58 days on market

7020 Butterfly Court

Jacksonville, FL 32258

$289,000$198/sqftEst. $1,601/moMLS# 2159601
↓ $10,000 below original list
3
Beds
2.5
Baths
1,460
Sq Ft
2018
Built
1
Garage
No
Pool
FEMA Zone XHOA $280/mo2,178 sqft lotWaterfrontTownhouse2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to this beautifully maintained 3-bedroom, 2.5-bath townhome tucked inside the gated Bayberry at Bartram Park community, with a serene POND VIEW that sets it apart from other interior units. Step through the front door into an open main-level layout of tile flooring, natural light, and a comfortable flow from the living and dining spaces to the kitchen finished with granite countertops and generous cabinetry. Slide open the doors to a screen porch overlooking the pond and residential greenspace. Upstairs you'll find all three bedrooms, including a private primary suite with walk-in closet and en-suite bath, plus the convenience of an upstairs laundry. A one-car attached garage, HOA-maintained grounds, and a new community roof & exterior paint program make this a truly low-maintenance lifestyle. Residents enjoy resort-style amenities including a pool, fitness center, and clubhouse all just steps from your front door. Ideally located minutes from Durbin Pavilion

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,601
Property taxesest. at asking price, Duval County$472
HOAbilled monthly$280
Estimated total, before insurance$2,353/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,875/yr · $490/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$289,000
$57,800
Loan Term
Monthly Payment
$1,601
Principal & Interest: $1,601
Property taxes (est.): $472
Insurance (est.): $193
Estimated Total Monthly
$2,265
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,773 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,875/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 12, 2026Price change$289,000−$10,000
  • Aug 11, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$289,000
Price / Sq Ft$198
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,460
Acres0.05 acres
Year Built2018
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address7020 Butterfly Court, Jacksonville, FL 32258
Area015-Bartram
SubdivisionBayberry
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size2,178 sq ft
Parcel Number1681332390
ZoningResidential

Amenities

AmenitiesPool, Clubhouse, Fitness Center
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecuritySecurity Gate

Exterior

Patio / PorchRear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedAugust 11, 2026
Days on Market32
HOA Fees$280 / Monthly
HOA FrequencyMonthly
Tax Amount$5,875.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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