This home is in Mira Vista Condos, Jacksonville.

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Active·15 days on market·Mira Vista Condos

13846 Atlantic Boulevard 202

Jacksonville, FL 32225

$486,000$288/sqftEst. $2,587/moMLS# 2118106

Beds

Baths

1,690

Sq Ft

2005

Built

Garage

Pool

About this home

Mira Vista Condos

Welcome to this stunning 3-bedroom, 2-bath condo in the prestigious Mira Vista community. Spanning 1,690 sq. ft., this 1st floor unit offers breathtaking marina views and unparalleled convenience. This has been a part-time vacation home for the seller. Furnishings can be purchased separately. The Living room and primary bedroom sliders include electric shades for privacy but who wants to block out the views of the marina! The spacious primary suite features two walk-in closets while the screened porch invites you to unwind as you take in the serene waterfront scenery. Mira Vista is a highly sought-after, gated neighborhood with 24/7 guard service, offering a tranquil and secure living environment. This is a rare opportunity to enjoy luxurious waterfront living in a serene, secure setting. There is a detached 1-car garage across the parking lot from the condo. The Condo fee includes water, sewer, insurance and cable.

Cost to own

Mortgage calculator

Home Price

$486,000

Down Payment: 20%

$97,200

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,470

Principal & Interest: $2,470

Est. Taxes & Insurance: $618

Estimated Total Monthly

$3,088

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,587

Property taxesest. at asking price, Duval County$794

HOAbilled monthly$937

Estimated total, before insurance$4,317/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $452,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$417,000	$366,278	▲ $30,000
2024	$387,000	$337,000	—
2023	$387,000	$151,179	—
2022	$357,000	$145,320	—
2021	$287,500	$139,632	—
2020	$287,500	$137,014	—

2024 property taxes (current owner): $6,200/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Tile — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water

County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,834 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History