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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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9823 Tapestry Park Circle 104

Jacksonville, FL 32246

$349,900$166/sqftEst. $1,923/mo mortgageMLS# 2156592
3
Beds
3
Baths
2,109
Sq Ft
2008
Built
1
Garage
No
Pool
FEMA Zone XHOA $329/moCondominium3 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Live, work, and play in the heart of Tapestry Park, one of Jacksonville's most vibrant and walkable urban communities. This spacious 3-bedroom, 3-bath residence offers a rare combination of modern, low-maintenance living with 3 private outdoor terraces, an oversized 1-car garage plus private driveway, hardwood floors, high ceilings, crown molding, and a modern kitchen with a large granite island. Each spacious bedroom features a walk-in closet and access to a full bathroom, creating a flexible layout for everyday living, guests, or a home office. Just steps from dining, shopping, entertainment, and hotels, and less than 2 miles from St. Johns Town Center, this home puts you minutes from Jacksonville Beach, Ponte Vedra Beach, Downtown Jacksonville, and major commuter routes. Step inside on the first floor, where you'll find direct access to the oversized 1-car garage and a beautiful oak staircase leading you into the heart of the home.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$1,923
Property taxesest. at asking price, Duval County$571
HOAbilled monthly$329
Estimated total, before insurance$2,823/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,207/yr · $351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$349,900
$69,980
Loan Term
Monthly Payment
$1,923
Principal & Interest: $1,923
Property taxes (est.): $571
Insurance (est.): $233
Estimated Total Monthly
$2,727
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,757 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,207/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 22, 2026Active$349,900
  • Oct 19, 2026Withdrawn$349,900
  • Jul 23, 2026Active$349,900
  • Jul 22, 2026Listed$349,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $138/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
9823 Tapestry Park Circle 507, Jacksonville, FL 32246Listed by REAL BROKER LLCJun 2026$248,000$1473/3.51,6832220
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.6
4480 Deerwood Lake Parkway 238, Jacksonville, FL 32216Listed by RE/MAX SPECIALISTSSep 2026$265,000$1313/2.52,025490.6
4480 Deerwood Lake Parkway 141, Jacksonville, FL 32216Listed by EXP REALTY, LLCAug 2026$230,000$1393/21,64970.6
4480 Deerwood Lake Parkway 422, Jacksonville, FL 32216Listed by PONTE VEDRA CLUB REALTY, INC.Aug 2026$276,250$1383/2.52,0003300.7
4480 Deerwood Lake Parkway 431, Jacksonville, FL 32216Listed by REALTY ONE GROUP ELEVATEAug 2026$225,000$1363/21,649390.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$349,900
Price / Sq Ft$166
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,109
Year Built2008
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ElementaryHogan-Spring Glen, reported on 2 other Tapestry Park listings
HighEnglewood, reported on 6 other Tapestry Park listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address9823 Tapestry Park Circle 104, Jacksonville, FL 32246
Area023-Southside-East Of Southside Blvd
SubdivisionTapestry Park
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Parcel Number1479801575
ZoningCondominium

Amenities

AmenitiesNone
Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage, Garage Door Opener, Parking Lot
ViewCity

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Smart Thermostat
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air, Electric
FlooringCarpet, Wood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityCarbon Monoxide Detector(s), Fire Alarm

Exterior

Exterior FeaturesBalcony
Lot DescriptionZero Lot Line
Patio / PorchCovered, Front Porch, Rear Porch
RoofShingle
ConstructionStucco
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedOctober 22, 2026
Days on Market88
HOA Fees$329 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$4,207
Tax Year2025
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ZORI REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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