
What $1.2M buys in Anastasia Island & St. Augustine Beach right now: three homes, compared.
Across Anastasia Island & St. Augustine Beach’s neighboring subdivisions, 18 homes are for sale at or under $1.2M today, at a median of $985,000. The three below are picked by rule, not by anyone’s preference: the most space, the newest, and the best price per square foot, each a different home, compared on the facts the MLS carries. The brief underneath is mine.
By Krista Fracke — Broker Associate, Christie's International Real Estate First Coast · 20+ years in Northeast Florida · 500+ closings · client reviews
The brief
At $1.2M on Anastasia Island the budget buys either the beach or the marsh: an east-of-A1A home or condo near the sand with the coastal insurance picture, or a Marsh Creek or Treasure Beach home on the Intracoastal side with a dock and a different zone. The three homes below show the island’s trade-offs today.
The three homes
The most space
$1,199,000
109 Marshside Drive, St. Augustine, FL 320804 bd · 3.5 ba · 3,605 sqft · built 1995
Marsh Creek →The largest living area at this budget across the ring.
Listed by LIGHTHOUSE REALTY ASSOCIATES

The newest
$1,190,900
125 Spoonbill Point Court, St. Augustine, FL 320805 bd · 4 ba · 2,537 sqft · built 2026
Pelican Reef →The most recent build year at this budget, a different home.
Listed by REGION ATLANTIC REALTY

The best price per square foot
$640,000
251 Majorca Road, St. Augustine Beach, FL 320803 bd · 2 ba · 1,984 sqft · built 2013
Treasure Beach →The lowest asking price per square foot of the three, a different home again.
Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS
| Side by side | The most space | The newest | The best price per square foot |
|---|---|---|---|
| Price | $1,199,000 | $1,190,900 | $640,000 |
| Price per sqft | $333 | $469 | $323 |
| Beds / baths | 4 / 3.5 | 5 / 4 | 3 / 2 |
| Living area | 3,605 sqft | 2,537 sqft | 1,984 sqft |
| Year built | 1995 | 2026 | 2013 |
| Lot | 0.25 ac | 0.22 ac | 0.20 ac |
| HOA (reported) | $227/mo | $160/mo | None reported |
| FEMA zone | — | AE | AE |
| Days on market | 0 | 201 | 9 |
| Last tax bill | $928 (2026) | $3,227 (2025) | $5,740 (2025) |
| Subdivision | Marsh Creek | Pelican Reef | Treasure Beach |
Live from the MLS, refreshed hourly. HOA as reported by the listing; district (CDD) assessments ride the tax bill and are not in the HOA figure. FEMA zone computed from each home’s coordinates. Listings courtesy of the brokerages named.
What this budget forces you to decide here
Ocean side or marsh side
East of A1A is sand and surge letters; west is the Intracoastal, docks and a quieter zone. The budget buys one or the other.
Condo or house
The island’s condo tier carries the building’s insurance and reserve picture under Florida’s post-Surfside rules; the house carries its own roof.
Rental potential vs residence
St. Augustine Beach and the county permit short-term rentals differently by zone. Decide which you are buying before the house.
Newest at or under $1.2M
- 7137 Middleton Avenue, St. Augustine, FL 32080$995,000 · 2 bd · 912 sqft · Taylor & Stayton
- 925 Spring Lake Court, St. Augustine, FL 32080$1,075,000 · 3 bd · 2,729 sqft · Marsh Creek
- 640 Casa Fuerta Lane, St. Augustine, FL 32080$550,000 · 3 bd · 1,648 sqft · Ocean Palms
- 8000 A1A 506, St. Augustine, FL 32080$1,049,000 · 3 bd · 1,554 sqft · Sand Dollar Condo
- 7990 A1A S 503, St. Augustine, FL 32080$1,049,000 · 3 bd · 1,554 sqft · Sand Dollar Condo
- 6848 Middleton Avenue, St. Augustine, FL 32080$699,900 · 2 bd · 1,496 sqft · Middleton
Every home for sale in Anastasia Island & St. Augustine Beach →

See it this week
Narrowing it down in Anastasia Island & St. Augustine Beach?
Tell me what you need and I will line up the showings. I pull the flood zone and the true monthly cost on each one before we go.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

This is the work I do every week. Shopping Anastasia Island & St. Augustine Beach at $1.2M? Tell me what the home has to do for you and I will run this comparison for your shortlist every week, with the district line, the HOA and the flood zone in the same column, until you have the house.
Work with Krista (904) 709-7917 TextSave contact
By texting Krista you agree to receive conversational SMS text messages from Krista Fracke about your home search or sale. Message frequency varies. Message and data rates may apply. Reply STOP to unsubscribe, HELP for help. Terms: www.kristafracke.com/terms. Privacy: www.kristafracke.com/privacy.
Broker Associate · Christie's International Real Estate First Coast · 20+ years · 500+ closings
Common questions
Is $1.2M enough to buy in Anastasia Island & St. Augustine Beach?
The live count at the top of this page is the honest answer for today: every home for sale across these neighboring subdivisions at or under $1.2M, with the median. The three homes below are picked from that set by rule (most space, newest, best price per square foot), so what you see is what the money buys this week, not a brochure.
How are the three homes chosen?
By rule, from every marketable listing in the ring at or under the budget: the largest living area, the newest build year, and the lowest price per square foot, each a different home. The set refreshes with the feed. No home is featured by arrangement and no listing agent is involved in the pick.
Can I rent a St. Augustine Beach home short-term?
It depends on the jurisdiction and the zone: the city of St. Augustine Beach, the county’s unincorporated island and the city of St. Augustine each regulate differently, and a condo’s association adds its own rules. I confirm the current rule for any home a client is buying partly as a rental.
Other budgets, other rings
Want Anastasia Island & St. Augustine Beach run at your budget?
Three homes a week, picked by the same rule, with every bill in the same column.
The St. Augustine hub
The nation’s oldest city, from the historic district to the beaches — communities, condos, and the guides that answer what buyers actually ask.
- All St. Augustine homes
- St. Augustine Beach
- The historic district
- Davis Shores
- Anastasia Island, the guide
- Crescent Beach & Summer Haven
- Flood zones by neighborhood, live
- Condos in St. Augustine
- New construction — the real map
- Market report
- ZIP 32084 · the city
- ZIP 32080 · the island
- Recently sold in St. Augustine
The places next door
Tours & compare
Guides
- Nights of Lights, the resident’s truth
- Vilano Beach homes for sale
- The SPV–Vilano corridor, honestly
- Buying historic: HARB rules, honestly
- Lincolnville — the most storied blocks
- Living in St. Augustine
- St. Augustine hurricane history
- Beach access without beach prices
- Palencia CDD fees, explained
- Solar potential here
- Golf communities guide
- Oceanfront across the region
- Choosing a realtor here
Schools
- Beachside High
- Pedro Menendez High
- St. Augustine High
- Tocoi Creek High
- Lakeside K–8
- Magnolia Oaks K–8
- Mill Creek K–8
- Pine Island K–8
- Trout Creek K–8
- Gamble Rogers Middle
- Murray Middle
- Pacetti Bay Middle
- Sebastian Middle
- Crookshank Elementary
- Hartley Elementary
- Ketterlinus Elementary
- Mason Elementary
- Osceola Elementary
- Palencia Elementary
- Picolata Crossing Elementary
- R. B. Hunt Elementary
- South Woods Elementary
- Timberlin Creek Elementary
- Wards Creek Elementary
- Webster Elementary