Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Madeira, St. Augustine — a gated community home in St. Johns County.

Photo 1 / 63
Active

Active·Listed today·Madeira

170 Pasarela Drive

St. Augustine, FL 32095

$799,000$359/sqftEst. $4,391/mo mortgageMLS# 2170880
3
Beds
2.5
Baths
2,225
Sq Ft
2023
Built
3
Garage
Yes
Pool

42 more homes for sale in Madeira →Search Madeira on the map

FEMA Zone AEHOA $142/mo0.42 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Madeira

Your own poolside retreat, surrounded by peaceful preserve views and just minutes from the best of St. Augustine. This stunning Dostie-built home sits on nearly half an acre in gated Madeira, with preserve land behind and beside the property for exceptional privacy. The owners added a saltwater pool and spa, transforming the backyard into a beautiful place to unwind, entertain, and enjoy Florida living. Inside, soaring ceilings and natural light create an inviting space with 3 spacious bedrooms PLUS a dedicated office, and no carpet anywhere! A gourmet kitchen with a gas cooktop and oversized island anchors the open floor plan, while the primary suite offers custom closets and an oversized soaking tub. A 3-car garage adds room for vehicles, storage, and beach-day essentials. With downtown St. Augustine, beaches, shopping, and dining just minutes away, you can spend the day exploring and come home to your own private escape.

Next steps in Madeira

FollowNew Madeira homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,391
Property taxesest. at asking price, St. Johns County$1,063
HOAbilled quarterly$142
Estimated total, before insurance$5,596/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,195/yr · $1,266/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$799,000
$159,800
Loan Term
Monthly Payment
$4,391
Principal & Interest: $4,391
Property taxes (est.): $1,063
Insurance (est.): $533
Estimated Total Monthly
$5,987
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,767 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$682,846$608,318—
2024$640,466$590,466—
2023$115,000$115,000—

2025 property taxes (current owner): $15,195/yr

Estimated taxes if purchased at asking price: ~$12,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 26, 2026Listed$799,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $321/sq ft; this home is listed at $359/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Pescado Drive, St. Augustine, FL 32095Listed by DAVIDSON REALTY, INC.Aug 2026$520,000$2453/22,126760.1
463 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMESOct 2026$960,000$3854/32,4961790.2
200 Tesoro Terrace, St. Augustine, FL 32095Listed by GPS REALTY LLCSep 2026$749,059$3213/2.52,33400.2
50 Pescado Drive, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$720,000$3302/22,182350.2
343 Lamego Lane, St. Augustine, FL 32095Listed by PERRY HOMESSep 2026$733,958$3134/32,343370.4
4524 5th Avenue, St. Augustine, FL 32095Listed by DJ & LINDSEY REAL ESTATEJul 2026$245,900$1573/21,5681220.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$799,000
Price / Sq Ft$359
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,225
Acres0.42 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address170 Pasarela Drive, St. Augustine, FL 32095
Area313-Whitecastle/Airport Area
SubdivisionMadeira
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Lot Size18,295.2 sq ft
Parcel Number0734330150

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Jogging Path
Community FeaturesGated
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater
HeatingCentral
CoolingCentral Air
# of Stories1
Spa FeaturesIn Ground, Heated, Private

Exterior

Patio / PorchCovered, Front Porch, Rear Porch

Additional Information

Date ListedOctober 26, 2026
Days on Market0
HOA Fees$426 / Quarterly
HOA FrequencyQuarterly
Tax Amount$15,194.76
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: STA SUNRISE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Madeira

Madeira is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.

View all Madeira homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines