Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville Beach — a new construction home in Jacksonville.

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Active

Active·117 days on market

1812 Ocean Drive S

Jacksonville Beach, FL 32250

$1,949,000$742/sqftEst. $10,020/moMLS# 2143771

Beds

Baths

2,625

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville Beach

Don't miss ''Nirvana''--VARIANCE APPROVED! Rare opportunity to create your brand-new coastal beach home designed for effortless luxury and oceanview living. Proposed new construction offers flexibility to build using the current thoughtfully designed plans, modify them to suit your vision, or design your own custom beach retreat. Wake each morning to sea breezes & sunrises over the Atlantic, best enjoyed from one of two spectacular oceanview decks.The proposed three-level design features 4 bedrooms and 4 full baths, along with a private elevator for convenient access to every floor. The first level includes a private guest suite with full bath--ideal for visitors or multigenerational living. The second floor showcases an open-concept great room, dining area, and a beautifully appointed kitchen with stainless steel appliances, 5-burner gas cooktop, double ovens, and expansive ocean views flowing onto a spacious deck.

Cost to own

Mortgage calculator

Home Price

$1,949,000

Down Payment: 20%

$389,800

Interest Rate: 6.66%

Loan Term

Monthly Payment

$10,020

Principal & Interest: $10,020

Property taxes (est.): $3,182

Insurance (est.): $1,299

Estimated Total Monthly

$14,502

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$10,020

Property taxesest. at asking price, Duval County$3,182

Estimated total, before insurance$13,202/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$608,159	$509,531	—
2024	$722,158	$463,210	▼ $39,332
2023	$421,100	$421,100	—
2022	$414,531	$414,531	—
2021	$392,462	$392,462	—
2020	$391,222	$362,446	—

Estimated taxes if purchased at asking price: ~$38,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal, Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,663 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 6, 2026Listed$1,949,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,949,000

Price / Sq Ft$742

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,625

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleOther

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementarySeabreeze

MiddleDuncan Fletcher

HighDuncan Fletcher

Community Information

Address1812 Ocean Drive S, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionPermenters R/p Atlantic

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Dimensions40' X 70'

Parcel Number1793560000

ZoningSingle Family

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewOcean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Electric Water Heater, Gas Cooktop, Ice Maker, Microwave, Tankless Water Heater, Wine Cooler

HeatingCentral, Heat Pump, Zoned

CoolingCentral Air, Electric, Zoned

FlooringTile, Wood

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security System Owned, Smoke Detector(s)