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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Seascape Condo, Jacksonville Beach — an oceanfront home in Northeast Florida.

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Active

Active·1 day on market·Seascape Condo

1601 Ocean Drive S 106

Jacksonville Beach, FL 32250

$850,000$667/sqftEst. $4,538/moMLS# 2166707
3
Beds
2
Baths
1,274
Sq Ft
1974
Built
—
Garage
No
Pool

10 more homes for sale in Seascape Condo →Search Seascape Condo on the map

FEMA Zone VEHOA $1689/mo436 sqft lotWaterfrontCondominium1 story

About this home

Seascape Condo

Enjoy ocean views from every room in this beautifully updated 3-bedroom, 2-bath condo at Seascape! Designed to take full advantage of its incredible beachfront setting, every bedroom and living space offers direct access to the expansive balcony overlooking the pool and Atlantic Ocean. The updated kitchen features shaker cabinetry, quartz countertops and new stainless steel appliances, while both bathrooms have been beautifully updated with stylish, modern finishes. Upgraded wood-look tile flooring flows throughout the home, complemented by smooth ceilings everywhere except the master which features tongue and groove, modern light fixtures and remote-controlled floor-to-ceiling blinds. Wake up to sweeping ocean views, step onto the balcony from any room and enjoy the best of beachfront living at Seascape. Ask about our preferred membership opportunities at The Ponte Vedra Inn & Club and The Lodge & Club.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,538
Property taxesest. at asking price, Duval County$1,388
HOAbilled monthly$1,689
Estimated total, before insurance$7,615/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,921/yr · $1,077/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$850,000
$170,000
Loan Term
Monthly Payment
$4,538
Principal & Interest: $4,538
Property taxes (est.): $1,388
Insurance (est.): $567
Estimated Total Monthly
$6,492
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,813 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:17 AM, sunset 7:15 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $12,921/yr

Estimated taxes if purchased at asking price: ~$16,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$850,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$850,000
Price / Sq Ft$667
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,274
Acres0.01 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesEast

Community Information

Address1601 Ocean Drive S 106, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionSeascape Condo
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1792950020

Amenities

AmenitiesPool, Fitness Center, Maintenance Structure, Management- On Site, Service Elevator(s), Spa/Hot Tub
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Off Street, Parking Lot
ViewOcean, Pool

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Electric Range, Refrigerator, Washer/Dryer Stacked
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LaundryIn Unit
SecuritySecured Lobby
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony
ConstructionBlock, Concrete

Additional Information

Date ListedSeptember 26, 2026
Days on Market0
HOA Fees$1,688.96 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
Tax Amount$12,921.48
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Seascape Condo

Seascape Condo is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Seascape Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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