What $1.5M buys in Jacksonville Beaches right now: three homes, compared.
Across Jacksonville Beaches’s neighboring subdivisions, 104 homes are for sale at or under $1.5M today, at a median of $950,000. The three below are picked by rule, not by anyone’s preference: the most space, the newest, and the best price per square foot, each a different home, compared on the facts the MLS carries. The brief underneath is mine.
By Krista Fracke — Broker Associate, Christie's International Real Estate First Coast · 20+ years in Northeast Florida · 500+ closings · client reviews
The brief
At $1.5M in the three beach towns the budget buys blocks: east of Third Street near the sand with the surge letters and the coastal quote, or west of it on the Intracoastal side with a dock or a Zone X lot. Jacksonville Beach, Neptune Beach and Atlantic Beach run their own governments and their own rental rules, and the three homes below are picked across all three.
The three homes
The most space
$1,295,000
1869 S 2nd Street, Jacksonville Beach, FL 322504 bd · 3.5 ba · 3,313 sqft · built 1998
Permenters R/p Atlantic
The largest living area at this budget across the ring.
Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
The newest
$1,499,000
118 13th Avenue S 103 C, Jacksonville Beach, FL 322503 bd · 3.5 ba · 2,239 sqft · built 2026
Pablo Beach South
The most recent build year at this budget, a different home.
Listed by COMPASS FLORIDA LLC
The best price per square foot
$799,900
1571 Blue Heron Lane, Jacksonville Beach, FL 322505 bd · 3 ba · 3,310 sqft · built 1997
The Sanctuary
The lowest asking price per square foot of the three, a different home again.
Listed by RE/MAX UNLIMITED
| Side by side | The most space | The newest | The best price per square foot |
|---|---|---|---|
| Price | $1,295,000 | $1,499,000 | $799,900 |
| Price per sqft | $391 | $669 | $242 |
| Beds / baths | 4 / 3.5 | 3 / 3.5 | 5 / 3 |
| Living area | 3,313 sqft | 2,239 sqft | 3,310 sqft |
| Year built | 1998 | 2026 | 1997 |
| Lot | 0.07 ac | 0.15 ac | 0.22 ac |
| HOA (reported) | None reported | $474/mo | $195/mo |
| FEMA zone | AE | AE | X |
| Days on market | 109 | 240 | 44 |
| Last tax bill | $18,736 (2025) | — | $5,687 (2026) |
| Subdivision | Permenters R/p Atlantic | Pablo Beach South | The Sanctuary |
Live from the MLS, refreshed hourly. HOA as reported by the listing; district (CDD) assessments ride the tax bill and are not in the HOA figure. FEMA zone computed from each home’s coordinates. Listings courtesy of the brokerages named.
What this budget forces you to decide here
East or west of Third Street
The ocean blocks carry the earliest evacuation letters and the wind-and-flood quote; the Intracoastal side carries docks and, in places, Zone X.
Three towns, three rule books
Height limits, short-term rental rules and parking differ by town. The house is the same; the rules are not.
Teardown economics
Much of the stock is 1950s-80s on lots the new builds want. At this budget you are buying either the renovation or the lot.
Newest at or under $1.5M
- 421 7th Avenue S, Jacksonville Beach, FL 32250$675,000 · 3 bd · 1,464 sqft · Oceanside Park
- 2530 Beach Boulevard, Jacksonville Beach, FL 32250$995,000 · 3 bd · 2,392 sqft · Channelside
- 3596 Pintail Drive S, Jacksonville Beach, FL 32250$795,000 · 3 bd · 1,766 sqft · Riptide
- 1901 1st Street N 806, Jacksonville Beach, FL 32250$1,100,000 · 3 bd · 1,518 sqft · Pelican Point
- 1488 Laurel Way, Atlantic Beach, FL 32233$699,900 · 4 bd · 2,436 sqft · Hidden Paradise
- 1820 Sevilla Boulevard 104, Atlantic Beach, FL 32233$675,000 · 3 bd · 2,432 sqft · Sevilla
See it this week
Narrowing it down in Jacksonville Beaches?
Tell me what you need and I will line up the showings. I pull the flood zone and the true monthly cost on each one before we go.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
This is the work I do every week. Shopping Jacksonville Beaches at $1.5M? Tell me what the home has to do for you and I will run this comparison for your shortlist every week, with the district line, the HOA and the flood zone in the same column, until you have the house.
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Broker Associate · Christie's International Real Estate First Coast · 20+ years · 500+ closings
Common questions
Is $1.5M enough to buy in Jacksonville Beaches?
The live count at the top of this page is the honest answer for today: every home for sale across these neighboring subdivisions at or under $1.5M, with the median. The three homes below are picked from that set by rule (most space, newest, best price per square foot), so what you see is what the money buys this week, not a brochure.
How are the three homes chosen?
By rule, from every marketable listing in the ring at or under the budget: the largest living area, the newest build year, and the lowest price per square foot, each a different home. The set refreshes with the feed. No home is featured by arrangement and no listing agent is involved in the pick.
Which beach town allows short-term rentals?
Each of the three regulates differently and the rules change; Jacksonville Beach, Neptune Beach and Atlantic Beach each have their own ordinance and permitting. I confirm the current rule for the specific address before a client buys partly as a rental.
Other budgets, other rings
Want Jacksonville Beaches run at your budget?
Three homes a week, picked by the same rule, with every bill in the same column.
The Jacksonville Beaches
Jacksonville Beach, Atlantic Beach, and Neptune Beach — the towns, the condo towers, and the oceanfront ring.
The three towns
- Jacksonville Beach
- Atlantic Beach
- Neptune Beach
- The three towns, compared
- Jax Beach neighborhoods guide
- Atlantic Beach neighborhoods guide
- 32250 · Jax Beach ZIP
- 32233 · Atlantic Beach ZIP
- 32266 · Neptune Beach ZIP
- The Intracoastal side, the guide
- Isle of Palms
- Mayport — the north end of Atlantic Beach
- Pablo Beach South
- Mayport Landing — the Mayport corridor
- What’s coming to Jax Beach (verified)
- Recently sold in Jacksonville Beach
Condos & oceanfront
- Jax Beach condos
- Oceanfront condos in Jax Beach
- Townhomes at the Beaches
- Beach access and parking, mapped
- Beach rules, town by town
- The dune in front of your house
- Beach renourishment: where and when
- The Mayport ferry: hours and fares
- Walk to the beach, not oceanfront prices
- The First Coast beaches: a local guide
- Dolphins, right whales and manatees
- Sea turtle season: nests and rules
- Shark teeth and shells: what you can keep
- Every public boat ramp, mapped
- Kayak and paddleboard launches
- Surfing and water sports: the rules
- State & national parks within two hours
- Beach cottages
- Turnkey & furnished homes
- Oceanfront across Northeast Florida
- What oceanfront costs to own
- Older homes: renovate or rebuild
- Short-term rental rules, town by town
- Milestone inspections & SIRS: the buyer’s guide
- Beach water quality — how to actually know
- Fishing the First Coast
- Dogs at the beach — the real rules
- Can you park the boat at your house?
- Fiber internet, street by street
- The commute map — measured, not guessed
- The snowbird guide — owning here half the year
- Home insurance — what actually moves the number
- Hurricane-ready homes for sale
- The Florida maintenance calendar
- Teardowns & lot value — the tax-roll signal
- Palm Valley dock homes — the Roscoe corridor
- Turn your vacation into your life
- From the Inn & Club week to the address
The condo towers
Nearby & compare
Guides
Schools
What your budget buys