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Homes in Jacksonville Beaches

What $1.5M buys in Jacksonville Beaches right now: three homes, compared.

Across Jacksonville Beaches’s neighboring subdivisions, 190 homes are for sale at or under $1.5M today, at a median of $1,100,000. The three below are picked by rule, not by anyone’s preference: the most space, the newest, and the best price per square foot, each a different home, compared on the facts the MLS carries. The brief underneath is mine.

Krista Fracke - Broker Associate

By Krista Fracke — Broker Associate, Christie's International Real Estate First Coast · 20+ years in Northeast Florida · 500+ closings · client reviews

The brief

At $1.5M in the three beach towns the budget buys blocks: east of Third Street near the sand with the surge letters and the coastal quote, or west of it on the Intracoastal side with a dock or a Zone X lot. Jacksonville Beach, Neptune Beach and Atlantic Beach run their own governments and their own rental rules, and the three homes below are picked across all three.

The three homes

12959 Hunt Club Road N, Jacksonville, FL 32224

The most space

$985,000

12959 Hunt Club Road N, Jacksonville, FL 32224

4 bd · 4 ba · 4,111 sqft · built 1992

Jax Golf & Cc

The largest living area at this budget across the ring.

Listed by HOME PLACE REALTY

118 13th Avenue S 103 C, Jacksonville Beach, FL 32250

The newest

$1,499,000

118 13th Avenue S 103 C, Jacksonville Beach, FL 32250

3 bd · 3.5 ba · 2,239 sqft · built 2026

Pablo Beach South

The most recent build year at this budget, a different home.

Listed by COMPASS FLORIDA LLC

3713 Burnt Pine Drive, Jacksonville, FL 32224

The best price per square foot

$965,000

3713 Burnt Pine Drive, Jacksonville, FL 32224

4 bd · 4 ba · 3,964 sqft · built 2014

Crosswater@pablo Bay

The lowest asking price per square foot of the three, a different home again.

Listed by RE/MAX UNLIMITED

Side by sideThe most spaceThe newestThe best price per square foot
Price$985,000$1,499,000$965,000
Price per sqft$240$669$243
Beds / baths4 / 43 / 3.54 / 4
Living area4,111 sqft2,239 sqft3,964 sqft
Year built199220262014
Lot0.43 ac0.15 ac0.28 ac
HOA (reported)$324/mo$474/mo$71/mo
FEMA zoneXAEX
Days on market851871
Last tax bill$10,121 (2025)—$11,267 (2025)
SubdivisionJax Golf & CcPablo Beach SouthCrosswater@pablo Bay

Live from the MLS, refreshed hourly. HOA as reported by the listing; district (CDD) assessments ride the tax bill and are not in the HOA figure. FEMA zone computed from each home’s coordinates. Listings courtesy of the brokerages named.

What this budget forces you to decide here

East or west of Third Street

The ocean blocks carry the earliest evacuation letters and the wind-and-flood quote; the Intracoastal side carries docks and, in places, Zone X.

Three towns, three rule books

Height limits, short-term rental rules and parking differ by town. The house is the same; the rules are not.

Teardown economics

Much of the stock is 1950s-80s on lots the new builds want. At this budget you are buying either the renovation or the lot.

Newest at or under $1.5M

Every home for sale in Jacksonville Beaches →

See it this week

Narrowing it down in Jacksonville Beaches?

Tell me what you need and I will line up the showings. I pull the flood zone and the true monthly cost on each one before we go.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

This is the work I do every week. Shopping Jacksonville Beaches at $1.5M? Tell me what the home has to do for you and I will run this comparison for your shortlist every week, with the district line, the HOA and the flood zone in the same column, until you have the house.

Work with Krista (904) 333-8595 Text

Broker Associate · Christie's International Real Estate First Coast · 20+ years · 500+ closings

Common questions

Is $1.5M enough to buy in Jacksonville Beaches?

The live count at the top of this page is the honest answer for today: every home for sale across these neighboring subdivisions at or under $1.5M, with the median. The three homes below are picked from that set by rule (most space, newest, best price per square foot), so what you see is what the money buys this week, not a brochure.

How are the three homes chosen?

By rule, from every marketable listing in the ring at or under the budget: the largest living area, the newest build year, and the lowest price per square foot, each a different home. The set refreshes with the feed. No home is featured by arrangement and no listing agent is involved in the pick.

Which beach town allows short-term rentals?

Each of the three regulates differently and the rules change; Jacksonville Beach, Neptune Beach and Atlantic Beach each have their own ordinance and permitting. I confirm the current rule for the specific address before a client buys partly as a rental.

Other budgets, other rings

Want Jacksonville Beaches run at your budget?

Three homes a week, picked by the same rule, with every bill in the same column.

The Jacksonville Beaches

Jacksonville Beach, Atlantic Beach, and Neptune Beach — the towns, the condo towers, and the oceanfront ring.