This home is in Beach Walker Village, Fernandina Beach — an oceanfront condo on Amelia Island.
$1,180,0004 bd · 3 ba · 1,652 sq ft
Active·248 days on market·Beach Walker Village
1165 Beach Walker Road
Fernandina Beach, FL 32034
2 more homes for sale in Beach Walker Village →Search Beach Walker Village on the map
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About this home
Beach Walker Village
Located in the highly desirable Beachwalker Villas at Amelia Island Plantation, this exceptional oceanfront villa offers direct ocean or beach views from every bedroom, a rare and highly sought-after feature. Extensively renovated in 2025 with new quartz countertops, a custom kitchen backsplash, and new sliding glass doors in all three showers. Thoughtfully updated furnishings and decor within the past two years create a fresh coastal luxury interior. Omni's premier 4-bedroom rental, this villa has generated over $380,000 in gross rental income over the past three years, even with owner use and renovation time. Offered fully furnished and turnkey, it is ideal as a luxury second home or investment property. Owners and guests enjoy access to world-class golf, tennis, pools, spa, dining, and miles of pristine beachfront.
Next steps in Beach Walker Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,650 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Dune Walk 1108 min drive · 19 parking spaces
Closest park or preserve
Big Talbot Island State Park9 min drive · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 3 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest grocery store
Harris Teeter11 min drive · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,050,000 in May 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $764,000 | $764,000 | — |
| 2024 | $779,000 | $779,000 | — |
| 2023 | $772,000 | $772,000 | — |
| 2022 | $652,000 | $234,856 | — |
| 2021 | $435,000 | $226,559 | — |
| 2020 | $395,000 | $222,741 | — |
2025 property taxes (current owner): $12,237/yr
Estimated taxes if purchased at asking price: ~$19,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Mar 3, 2026Listed$1,180,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $611/sq ft; this home is listed at $714/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1169 Beach Walker Road 1169, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Feb 2026 | $1,000,000 | $611 | 4/4 | 1,636 | 12 | 0 |
| 1391 Shipwatch Circle, Fernandina Beach, FL 32034Listed by COMPASS FLORIDA LLC | Jul 2026 | $965,000 | $764 | 2/2 | 1,263 | 54 | 0.2 |
| 1350 Shipwatch Circle, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Mar 2026 | $1,040,000 | $630 | 2/2 | 1,650 | 28 | 0.2 |
| 1334 Shipwatch Circle 1334, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jan 2026 | $810,000 | $593 | 2/2 | 1,367 | 24 | 0.2 |
| 1424 Beach Walker Road, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUP | Dec 2025 | $935,000 | $477 | 2/2.5 | 1,960 | 43 | 0.3 |
| 11 Little Dunes Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | May 2026 | $1,282,000 | $608 | 3/3 | 2,108 | 39 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beach Walker Village
Beach Walker Village is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Beach Walker Village homes for sale →Keep looking
More homes in Beach Walker Village
For Sale1112 Beach Walker RoadFernandina Beach, FL 32034
3 bd · 3 ba · 1,559 sq ft
$1,100,000Est. $5,855/moOCEANFRONT BEACH WALKER VILLA in Amelia Island Plantation! Rare corner-unit location with no neighboring villa on one…
Listing Office: amelia island real estate services
For Sale1168 Beach Walker RoadFernandina Beach, FL 32034
3 bd · 2 ba · 1,467 sq ft
$1,000,000Est. $5,322/moWake up to sweeping ocean views and the sound of crashing waves in this rare, fully furnished villa at Beach Walker…
Listing Office: keller williams southeastern partners
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Krista Fracke
Broker Associate
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