This home is in Ship Watch, Fernandina Beach — a gated community home on Amelia Island.
Active·93 days on market·Ship Watch
1332 Shipwatch Circle
Fernandina Beach, FL 32034
2 more homes for sale in Ship Watch →Search Ship Watch on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Ship Watch
Experience ultimate oceanfront living at 1332 Shipwatch Circle, a rare 3-bedroom villa within the prestigious gated Amelia Island Plantation. Designed to maximize coastal views, the light-filled floor plan features a formal dining area, breakfast nook, and bright kitchen with white cabinetry, granite countertops, pantry, and ocean views. Large glass sliders open to a private covered balcony overlooking the Atlantic, the perfect place to enjoy sunrise. The layout includes two spacious ensuite bedrooms with walk-in closets, plus a versatile third bedroom. Shipwatch amenities include an oceanfront pool, direct beach access, outdoor showers, foot rinse, picnic tables, gas grills, and a pet-friendly walking area. Offered furnished, this villa is ideal as a primary residence or investment property and is eligible for The Villas of Amelia Island Rental Program, providing guests access to exclusive Omni Resort amenities.
Next steps in Ship Watch
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,746 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Dune Walk 1105 min drive · 19 parking spaces
Closest park or preserve
Big Talbot Island State Park7 min drive · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 3 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 5 mi · Edwards Creek
Closest grocery store
Harris Teeter10 min drive · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Sep 3, 2026Price change$1,350,000−$75,000
- Jul 21, 2026Listed$1,425,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $630/sq ft; this home is listed at $753/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1391 Shipwatch Circle, Fernandina Beach, FL 32034Listed by COMPASS FLORIDA LLC | Jul 2026 | $965,000 | $764 | 2/2 | 1,263 | 54 | 0 |
| 1350 Shipwatch Circle, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Mar 2026 | $1,040,000 | $630 | 2/2 | 1,650 | 28 | 0 |
| 1334 Shipwatch Circle 1334, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Jan 2026 | $810,000 | $593 | 2/2 | 1,367 | 24 | 0 |
| 1368 Shipwatch Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Aug 2025 | $850,000 | $609 | 2/2 | 1,395 | 106 | 0 |
| 1417 Beach Walker Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | May 2026 | $2,195,000 | $1,021 | 3/3.5 | 2,150 | 7 | 0.1 |
| 1424 Beach Walker Road, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUP | Dec 2025 | $935,000 | $477 | 2/2.5 | 1,960 | 43 | 0.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Ship Watch
Ship Watch is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Ship Watch homes for sale →Keep looking
More homes in Ship Watch
For Sale1342 Shipwatch CircleFernandina Beach, FL 32034
3 bd · 3.5 ba · 1,828 sq ft
$1,050,000Est. $5,589/moOCEANFRONT resort-style living within the exclusive, gated Amelia Island Plantation. This unique END UNIT, 3BRM, 3.5BA,…
Listing Office: christie's international real estate first coast
For Sale1385 Shipwatch CircleFernandina Beach, FL 32034
2 bd · 2 ba · 1,263 sq ft
$949,000Est. $5,051/moWake up to breathtaking sunrises and the soothing ocean breeze from this furnished third-floor condo, nestled within a…
Listing Office: exp realty llc
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
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