This home is in Fernandina Beach — an oceanfront condo on Amelia Island.
$2,250,0003 bd · 3 ba · 2,214 sq ft
Active·91 days on market
8030 First Coast Highway 110
Fernandina Beach, FL 32034
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
There's a stretch of Amelia Island where the ocean and river seem to trade places all day long, and this fifth floor condo has the best seat in the house. South facing and completely updated, this 3 bedroom, 3 bath home delivers panoramic views from sunrise over the water to sunset over the river, all from your private balconies. Inside, tile flooring, tongue and groove wood ceilings, a single slab backsplash, KitchenAid appliances, an induction cooktop, and a reverse osmosis water system bring luxury coastal living into sharp focus, with an open concept layout that flows straight out to the view. The primary suite opens directly onto the balcony, with a soaking tub, separate shower, dual vanities, a walk-in closet, and plantation blinds framing the ocean beyond, mounted TVs included.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard (the whole 2.7-acre lot)
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Tar/Gravel — year not disclosed (home built 1999)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Dune Walk 110about 0.1 mi · 19 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 2 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 2 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 4 mi · Edwards Creek
Closest grocery store
Harris Teeterabout 4 mi · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Aug 7, 2026Listed$2,250,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $915/sq ft; this home is listed at $1,016/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 8030 First Coast Highway 204, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Jul 2026 | $2,025,000 | $915 | 3/3 | 2,214 | 31 | 0 |
| 8030 First Coast Highway 105, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $1,950,000 | $881 | 3/3 | 2,214 | 14 | 0 |
| 1676 Sea Dunes Place 1676, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTY | Oct 2026 | $1,550,000 | $724 | 3/3.5 | 2,140 | 0 | 0.4 |
| 1549 Piper Dunes Place #1549, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | May 2025 | $2,525,000 | $1,178 | 3/3 | 2,144 | 42 | 0.5 |
| 1417 Beach Walker Road, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | May 2026 | $2,195,000 | $1,021 | 3/3.5 | 2,150 | 7 | 0.6 |
| 11 Little Dunes Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | May 2026 | $1,282,000 | $608 | 3/3 | 2,108 | 39 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SUMMER HOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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