This home is in Fernandina Beach.
Active·1 day on market
2328 Sadler Road 1-C
Fernandina Beach, FL 32034
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
AMELIA LANDINGS VILLA - WALK TO THE BEACH! Future bookings in place Dec. 1, 2026-Apr. 7, 2027! This fully furnished 2-bedroom, 2-bath second-floor condo is ideal as an island getaway, vacation rental, or full-time residence. Nestled beneath beautiful live oaks, it features an open kitchen, dining, and living area plus a private porch overlooking the trees, with access from both the living area and primary bedroom. Currently used as a vacation rental, it's ready to enjoy or continue renting. Community amenities include a pool, pickleball and tennis courts, picnic and grill areas, and bike storage. No-pet community. Enjoy quick beach access in a peaceful wooded setting, near the McArthur YMCA, healthcare, shopping, restaurants, historic Fernandina Beach, the riverfront, top-rated Amelia Island golf courses, and A-rated Nassau County schools. Milestone and SIRS inspections are complete and available upon request.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,631 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Beach access 21, S Fletcher Ave & John Robas Rd.about 0.3 mi
Closest park or preserve
Egans Creek Greenway7 min drive · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 3 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 2 mi · Egan's Creek
Closest grocery store
Publix2 min drive · 1421 Sadler Rd, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Oct 23, 2026Listed$307,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $392/sq ft; this home is listed at $400/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $301,000 | $392 | 2/2 | 767 | 324 | 0 |
| 2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Dec 2025 | $270,000 | $341 | 2/2 | 791 | 8 | 0 |
| 2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2025 | $235,000 | $297 | 2/2 | 791 | 219 | 0 |
| 2328 Sadler Road F4, Fernandina Beach, FL 32034Listed by MARK SPAIN REAL ESTATE | Sep 2025 | $242,000 | $316 | 2/2 | 767 | 112 | 0 |
| 2328 Sadler Road 7-C, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Jul 2025 | $325,000 | $411 | 2/2 | 791 | 126 | 0.1 |
| 2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Dec 2025 | $330,000 | $414 | 2/1 | 798 | 29 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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