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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean Place Condo, Fernandina Beach — a gated community home on Amelia Island.

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Active·99 days on market·Ocean Place Condo

4776 Amelia Island Parkway 71

Fernandina Beach, FL 32034

$2,045,000$1176/sqftEst. $11,194/moMLS# 2152972
3
Beds
3
Baths
1,739
Sq Ft
1997
Built
—
Garage
No
Pool

All Ocean Place Condo homes for sale →Search Ocean Place Condo on the map

FEMA Zone XHOA $2220/moWaterfrontCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Ocean Place Condo

Tucked right next to the Ritz-Carlton Amelia Island and the Golf Club of Amelia, this STUNNING OCEANFRONT CONDO at Ocean Place is the kind of property that doesn't come along very often. And when it does, you better PAY ATTENTION. This 3 bedroom, 3 bath ground floor unit has been **COMPLETELY GUTTED and REMODELED** from top to bottom -- we're talking EVERYTHING -- and the result is absolutely immaculate. Pristine doesn't even cover it. The attention to detail throughout is evident in every finish, right down to the fold down seats in the showers. It comes FULLY FURNISHED and move-in ready, so whether you're dreaming of a primary home, a beach getaway, or a vacation rental investment, this one checks every single box. Short Term Rentals are ALLOWED and It's Ready to Generate Income FROM DAY ONE. And can we talk about the view for a second? This is OCEANFRONT LIVING AT IT'S FINEST...Imagine starting every single morning on your covered patio with a cup of coffee, watching the most

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$11,194
Property taxesest. at asking price, Nassau County$2,823
HOAbilled monthly$2,220
Estimated total, before insurance$16,237/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,045,000
$409,000
Loan Term
Monthly Payment
$11,194
Principal & Interest: $11,194
Property taxes (est.): $2,823
Insurance (est.): $1,363
Estimated Total Monthly
$15,380
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,792 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:23 AM, sunset 7:04 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,377,000$1,079,042—
2024$1,287,000$980,947—
2023$1,262,000$891,770—
2022$1,256,000$810,700—
2021$837,000$737,000—
2020$670,000$670,000—

Estimated taxes if purchased at asking price: ~$33,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jun 29, 2026Listed$2,045,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,045,000
Price / Sq Ft$1,176
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,739
Year Built1997
TypeResidential
Sub-TypeCondominium
StyleVilla
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes
Direction FacesWest

School Information

ElementaryAtlantic

Community Information

Address4776 Amelia Island Parkway 71, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionOcean Place Condo
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number00-SB-30-152P-0071-0000
ZoningCondominium

Amenities

AmenitiesPool, Beach Access, Maintenance Grounds, Management - Off Site, Security, Service Elevator(s), Trash
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Gated, Parking Lot
ViewBeach, Ocean, Pool

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Oven, Microwave, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony, Impact Windows, Storm Shutters
Patio / PorchCovered, Rear Porch
RoofMetal
ConstructionConcrete, Stucco
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedJune 29, 2026
Days on Market3
HOA Fees$2,220 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FERNANDINA BEACH REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean Place Condo

Ocean Place Condo is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Ocean Place Condo homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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