This home is in Fernandina Beach — a gated community home on Amelia Island.
Active·53 days on market
4776 Amelia Island Parkway 71
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Tucked right next to the Ritz-Carlton Amelia Island and the Golf Club of Amelia, this STUNNING OCEANFRONT CONDO at Ocean Place is the kind of property that doesn't come along very often. And when it does, you better PAY ATTENTION. This 3 bedroom, 3 bath ground floor unit has been **COMPLETELY GUTTED and REMODELED** from top to bottom -- we're talking EVERYTHING -- and the result is absolutely immaculate. Pristine doesn't even cover it. The attention to detail throughout is evident in every finish, right down to the fold down seats in the showers. It comes FULLY FURNISHED and move-in ready, so whether you're dreaming of a primary home, a beach getaway, or a vacation rental investment, this one checks every single box. Short Term Rentals are ALLOWED and It's Ready to Generate Income FROM DAY ONE. And can we talk about the view for a second? This is OCEANFRONT LIVING AT IT'S FINEST...Imagine starting every single morning on your covered patio with a cup of coffee, watching the most
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $1,377,000 | $1,079,042 | — |
| 2024 | $1,287,000 | $980,947 | — |
| 2023 | $1,262,000 | $891,770 | — |
| 2022 | $1,256,000 | $810,700 | — |
| 2021 | $837,000 | $737,000 | — |
| 2020 | $670,000 | $670,000 | — |
Estimated taxes if purchased at asking price: ~$33,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 1997)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jun 29, 2026Listed$2,045,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FERNANDINA BEACH REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines