This home is in Sandcastle Condo, Fernandina Beach — a gated community home on Amelia Island.
Active·2 days on market·Sandcastle Condo
245 Sandcastles Court
Fernandina Beach, FL 32034
5 more homes for sale in Sandcastle Condo →Search Sandcastle Condo on the map
About this home
Sandcastle Condo
Imagine waking up to the gentle rhythm of waves and the endless expanse of the Atlantic Ocean. At 245 Sandcastles Court, a 6th floor villa with ocean views from every room, this dream becomes your reality. Nestled within the gated Amelia Island Plantation community, this fully furnished 1-bedroom, 1-bath condo offers the perfect beach escape for investors, second-home seekers, or anyone craving a slice of paradise. Step inside and discover a light-filled haven, where the ocean breeze carries the scent of salt air. The open floor plan seamlessly connects the living area to a private balcony, blurring the lines between indoor and outdoor living. The fully-equipped kitchen allows for effortless meal preparation, while the cozy bedroom provides a tranquil retreat. Imagine enjoying a morning coffee on the balcony or an evening cocktail with the sound of the ocean as your soundtrack. Explore the vibrant Amelia Island scene with its charming shops, delectable restaurants, and championship
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Other — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,820 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:19 AM, sunset 7:13 PM.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $7,538/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 27, 2026Listed$750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ONE SOTHEBY'S INTERNATIONAL REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Sandcastle Condo
Sandcastle Condo is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Sandcastle Condo homes for sale →Keep looking
More homes in Sandcastle Condo
For Sale232 Sandcastles CourtFernandina Beach, FL 32034
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$675,000Est. $3,593/moWake up to breathtaking Atlantic Ocean views from this beautifully remodeled, 4th-floor Sandcastles Villa, perfectly…
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For Sale233 Sandcastles Court Court 233Fernandina Beach, FL 32034
1 bd · 1 ba · 863 sq ft
$630,000Est. $3,353/moImagine waking up to the gentle rhythm of the waves and sweeping views of the Atlantic Ocean. At 233 Sandcastles Court,…
Listing Office: christie's international real estate first coast
For Sale223 Sandcastles CourtFernandina Beach, FL 32034
1 bd · 1 ba · 863 sq ft
$625,000Est. $3,327/mo3RD FLOOR OCEANFRONT VILLA within the gates of the prestigious Omni Amelia Island Plantation! Offered fully furnished…
Listing Office: christie's international real estate first coast
For Sale283 & 284 Sandcastles CourtFernandina Beach, FL 32034
2 bd · 2 ba · 1,352 sq ft
$915,000Est. $4,870/moOCEANFRONT LIVING REFINED in this beautifully maintained 2-bedroom, 2-bath Sandcastles villa located within the gated…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines