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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

Fernandina Beach Homes For Sale

Fernandina Beach, FL

65 homes · 8 new this week · median $725,000 · 161 sold in 12 mo at median $652,500 · 89 days avg on market · updated 10 minutes ago

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Just listed in Fernandina Beach

More than price: every card shows HOA, flood zone, evacuation zone, and estimated monthly cost.

Amelia Island luxury, $1.5M+

How Amelia Island’s luxury market trades

Closed sales from the MLS over the last 12 months, with the homes for sale today. 21 homes sold in Amelia Island at $1.5M or more last year; Fernandina Beach is one of the areas below.

Amelia Island sales and listings at $1.5M and up, by price
PriceSold, 12 moMedianDaysFor sale
$1.5M and up21$2.1M6521
$2M and up14$2.36M8912
$3M and up2$3.4M595

Where $1.5M+ homes sell, 24 months

Source: realMLS closed sales and active listings, residential only. “Of final asking” is the sale price against the last asking price. Updated daily.

Krista Fracke has lived in the area for more than 30 years and has worked as a real estate agent for more than 20 years. She is a Broker Associate with Christie's International Real Estate First Coast. How to choose an agent at this level →

Market Snapshot

As of November 15, 2026, the median list price in Fernandina Beach is $725,000 across 65 active listings, averaging $483/sqft; recent MLS-recorded sales show a median sold price of $652,500 across 161 closings.

Median List Price
$725,000
Avg. Price / Sq Ft
$483/sqft
Median Sold (12 mo, MLS)
$652,500
▲ 4% vs prior 6 mo
Active Listings
65
HOA Dues
~$383/mo typical
33 of 65 listings carry dues

Market stats are based on similar homes in Fernandina Beach, including 161 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

Closed sales

What homes in Fernandina Beach actually sold for

Median closed price by year from the MLS, 2020 to 2026: down 4% since 2025. 139 sales closed in 2026 at a median $371 per square foot.

$375K20$435K21$785K22$580K23$704K24$685K25$660K26$0$785K
YearSalesMedian sold$/sq ftOf askingDays on market
20206 †$375K$20696.7%70
202112 †$435K$239100%7
20227 †$785K$317100%5
20235 †$580K$338100%28
202443 †$704K$37898.3%22
2025172$685K$38396%60
2026139$660K$37196.7%42

Closed sales from the realMLS IDX feed; years with fewer than three sales are omitted. Medians, not estimates of any one home. "Of asking" is the median sold price as a share of the final list price. † A partial year in the feed: it carries only some of that year’s sales, so the median rests on fewer homes and the percent change above starts at the first full year.

Every sale in Fernandina Beach in the last 12 months, with prices →

Your beach from Fernandina Beach

The closest public beach accesses with parking from Fernandina Beach, by drive time where we have it, from the county and city beach-access maps.

Beach access near Amelia Island, mapped →Every public beach access and its parking, on one map →

Sea turtles nest on these beaches May 1 to October 31: the season’s rules. Looking for shark teeth? What you can keep, beach by beach. Dolphins and right whales: when and where to see them.

Public accesses only, from St. Johns County, City of Jacksonville Beach, City of Fernandina Beach and Florida DEP data. Parking counts are approximate, and fees, passes and seasonal rules change; check the posted signs.

Nature near Fernandina Beach

The closest public trail systems and preserves (places with at least a mile of mapped trail or 500 acres), by drive time, from the state, water-district, county and National Park Service maps.

On the water

Fishing the First Coast →Every boat ramp →Every paddle launch →

Parks, trails and boat ramps near Amelia Island, mapped →Every state and national park within two hours →The springs, by drive time →

Public lands only; ramps and launches from FWC’s inventory, straight-line distance. Trail miles are what the managing agency maps; hours, fees, hunting seasons and closures change, so check the agency’s page before you go.

Groceries near Fernandina Beach

The closest store of each big chain, by drive time, from the middle of Fernandina Beach.

Grocery stores near Amelia Island, mapped →Every big-chain grocery store in St. Johns, Duval and Nassau →

Stores holding a state retail food permit, located from each chain’s own store list. Drive times are typical, without traffic.

The Neighborhood

About Fernandina Beach, Fernandina Beach

Fernandina Beach is the city at the north end of Amelia Island: the 50-block Victorian historic district and Centre Street, the harbor on the Amelia River, Main Beach and Fort Clinch, and the island north of Burney Road. Every home below is live from the MLS.

  • Property Type:
    Single Family HomesCondominiums

The Homes

Homes in Fernandina Beach

Four kinds of house. The historic district’s Victorian, Queen Anne and early-1900s frame houses on the numbered streets off Centre, where the city’s historic district review governs exterior changes and insurers ask about the roof, the wiring and the elevation. The 1950s-to-1990s neighborhoods east of 14th Street toward the beach. The oceanfront and near-ocean condos and the newer townhome rows (the condo tier carries the island’s short-term-rental rules, which differ by building and zoning). And the planned neighborhoods at the city’s south end, Amelia Park’s new-urbanist streets and the Summer Beach and Isle de Mai enclaves, which read as island rather than town. Each has its own page below with the live inventory; the historic-district guide covers what the review board and the insurers will ask.

Fernandina Beach homes for sale — all 65 listings
Krista Fracke - Broker Associate

Krista Fracke

Your Fernandina Beach Realtor

Now on the Market

All 65 Fernandina Beach homes for sale

Showing 1–5

14 lots for sale ↓

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Map of Fernandina Beach listings

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Questions

Frequently Asked Questions about Fernandina Beach

Fernandina Beach or Amelia Island, which is the right name?

Both. Amelia Island is the barrier island; Fernandina Beach is the city on its north end and the mailing address for the whole island, which is why Amelia Island Plantation homes carry Fernandina Beach addresses. On this site the Amelia Island page lists the whole island by MLS area, this page lists the city’s areas, and the mainland communities with Fernandina Beach addresses (Amelia National, North Hampton, Amelia Walk, Flora Parke, between I-95 and the bridges) are listed under Amelia Island as its mainland side.

Does Fernandina Beach flood?

Less of it than a barrier island suggests: 85 of the 92 single-family and condo listings in the city’s MLS areas today map to FEMA Zone X, because the historic district and the neighborhoods behind the dune line sit on the island’s higher ground. The oceanfront, the harbor edge and the marsh side carry high-risk zones and the earliest evacuation letters. Every listing on this site shows its own FEMA zone and evacuation zone in the Reality Check section, and the Amelia Island page carries the flood-and-insurance explainer.

Neighborhoods nearby: Park Place on Atlantic. (0.9 mi) · Amelia South Condo (2.8 mi, ~1 for sale) · Oyster Bay Harbours (3.3 mi, ~1 for sale) · Fiddlers Walk (3.5 mi) · Crane Island (3.5 mi, ~3 for sale) · The Villages Of Marsh Lakes (3.6 mi, ~1 for sale)

Schools serving Fernandina Beach

Homes in Fernandina Beach report these schools in the MLS. Verify current assignments with the district before relying on them.

All Nassau County Schools →

Charter schools near Fernandina Beach

Charter schools are tuition-free public schools you apply to. There are no attendance zones, so these are the closest to Fernandina Beach, by straight-line distance.

Every charter school in the area, with grades and how to apply: Jacksonville charter schools. Checked against each school’s own site October 19, 2026; within 15 miles.

Thinking of selling?

What’s your Fernandina Beach home worth?

Fernandina Beach owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Fernandina Beach shows up here as it happens. Follow the neighborhood and the market comes to you. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.

Get my Fernandina Beach home value →

Interested in Fernandina Beach?

Krista has 20+ years helping buyers find homes in Northeast Florida, including Fernandina Beach. Start your search or get personalized recommendations.

The Amelia Island hub

The island by MLS area, Fernandina Beach as its city, and the mainland side between I-95 and the bridges: resort-grade sand, the historic harbor, and the friendliest direct-oceanfront pricing on the coast.