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Fernandina Beach Homes For Sale

Fernandina Beach, FL

92 homes · 7 new this week · median $762,500 · updated 9 minutes ago

New Fernandina Beach homes the day they list · free, no account

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Just listed · newest in Fernandina Beach

More than price: every card shows HOA, flood zone, evacuation zone, and estimated monthly cost.

For Sale

604 N 15th Street

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,318 sq ft

$649,000Est. $3,454/mo

FEMA Zone X · Evac C

Listing Office: fernandina beach realty

in Highland Heights

For Sale

703 Bonnieview Road

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,902 sq ft

$559,000Est. $2,975/mo

FEMA Zone X · Evac A

Listing Office: keller williams realty atlantic partners

in Amelia Island

For Sale

2168 Whitfield Drive

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,808 sq ft

$675,000Est. $3,603/mo

FEMA Zone X · Evac B

Listing Office: summer house realty

in Lakewood

For Sale

1301 Autumn Trace

Fernandina Beach, FL 32034

5 bd · 4 ba · 3,440 sq ft

$2,300,000Est. $12,242/mo

FEMA Zone AE · Evac A

Listing Office: one sotheby's international realty

in Autumn Trace

For Sale

2019 Village Lane

Fernandina Beach, FL 32034

3 bd · 2 ba · 1,775 sq ft

$490,990Est. $2,649/mo

FEMA Zone X · Evac C

Listing Office: real broker llc

in Island Village

For Sale

2831 Park Square Place E

Fernandina Beach, FL 32034

3 bd · 2.5 ba · 2,548 sq ft

$899,900Est. $4,819/mo

FEMA Zone X · Evac B

Listing Office: ponte vedra club realty, inc.

in Egans Bluff #3

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Market Snapshot

As of October 1, 2026, the median list price in Fernandina Beach is $762,500 across 92 active listings, averaging $523/sqft; recent MLS-recorded sales show a median sold price of $710,000 across 63 closings.

Median List Price: $762,500
Avg. Price / Sq Ft: $523/sqft
Median Sold (12 mo, MLS): $710,000; ▼ 7% vs prior 6 mo
Active Listings: 92
HOA Dues: ~$383/mo typical; 53 of 92 listings carry dues

Market stats are based on similar homes in Fernandina Beach, including 63 recent recorded sales — they may not include listings or sales that aren't comparable to this market. Sourced from the MLS; refreshed regularly.

Fernandina Beach Home Values

The MLS-recorded sales above are what homes in Fernandina Beach actually sell for — and the comp set your future buyer will see. Own a home here? This page updates with every new listing, price change, and recorded sale, so following it is the simplest way to watch your equity. There’s no automated estimate on this site — when you want a real number, Krista prepares it personally against these sales.

Fernandina Beach guides & reports

Amelia Island golf communities guide Amelia Island gated communities guide Oceanfront homes across Northeast Florida What oceanfront really costs to own Homes near the Rayonier / Wildlight offices Townhomes in Nassau County Land & lots in Nassau County Acreage homes in Nassau County Amelia Island condos for sale

The Neighborhood

About Fernandina Beach, Fernandina Beach

Fernandina Beach is the city at the north end of Amelia Island: the 50-block Victorian historic district and Centre Street, the harbor on the Amelia River, Main Beach and Fort Clinch, and the island north of Burney Road. Every home below is live from the MLS.

The Homes

Homes in Fernandina Beach

Four kinds of house. The historic district’s Victorian, Queen Anne and early-1900s frame houses on the numbered streets off Centre, where the city’s historic district review governs exterior changes and insurers ask about the roof, the wiring and the elevation. The 1950s-to-1990s neighborhoods east of 14th Street toward the beach. The oceanfront and near-ocean condos and the newer townhome rows (the condo tier carries the island’s short-term-rental rules, which differ by building and zoning). And the planned neighborhoods at the city’s south end, Amelia Park’s new-urbanist streets and the Summer Beach and Isle de Mai enclaves, which read as island rather than town. Each has its own page below with the live inventory; the historic-district guide covers what the review board and the insurers will ask.

Krista Fracke

Your Fernandina Beach Realtor

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Questions

Frequently Asked Questions about Fernandina Beach

Fernandina Beach or Amelia Island, which is the right name?

Both. Amelia Island is the barrier island; Fernandina Beach is the city on its north end and the mailing address for the whole island, which is why Amelia Island Plantation homes carry Fernandina Beach addresses. On this site the Amelia Island page lists the whole island by MLS area, this page lists the city’s areas, and the mainland communities with Fernandina Beach addresses (Amelia National, North Hampton, Amelia Walk, Flora Parke, between I-95 and the bridges) are listed under Amelia Island as its mainland side.

Does Fernandina Beach flood?

Less of it than a barrier island suggests: 85 of the 92 single-family and condo listings in the city’s MLS areas today map to FEMA Zone X, because the historic district and the neighborhoods behind the dune line sit on the island’s higher ground. The oceanfront, the harbor edge and the marsh side carry high-risk zones and the earliest evacuation letters. Every listing on this site shows its own FEMA zone and evacuation zone in the Reality Check section, and the Amelia Island page carries the flood-and-insurance explainer.

Schools serving Fernandina Beach

Homes in Fernandina Beach report these schools in the MLS. Verify current assignments with the district before relying on them.

All Nassau County Schools →

Thinking of selling?

What’s your Fernandina Beach home worth?

Fernandina Beach owners use this page the way an appraiser would: every new listing, price change, and MLS-recorded sale in Fernandina Beach shows up here as it happens. Follow the neighborhood and the market comes to you — free, no spam, and we never sell your data. And when you want a real number for your own home, Krista prepares it personally — no algorithm guesses — backed by 20+ years and 500+ closings in Northeast Florida.

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The Amelia Island hub

The island by MLS area, Fernandina Beach as its city, and the mainland side between I-95 and the bridges: resort-grade sand, the historic harbor, and the friendliest direct-oceanfront pricing on the coast.

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