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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Active

$464,0003 bd · 2.5 ba · 1,707 sq ft

Active·55 days on market

2169 Hibiscuis Court

Fernandina Beach, FL 32034

$464,000$272/sqftEst. $2,530/mo mortgageMLS# 2164942
3
Beds
2.5
Baths
1,707
Sq Ft
2012
Built
1
Garage
No
Pool
FEMA Zone XHOA $450/moCondominium2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fernandina Beach

Beautiful 3-bedroom, 2.5-bath townhome, ideally located in the heart of Amelia Island just one mile from the beach. This inviting home offers the perfect blend of comfort, convenience, and coastal lifestyle, with grocery stores, restaurants, and everyday amenities all within walking distance. The spacious owner's suite is conveniently located on the main floor, along with an open living and dining area, well-appointed kitchen, and a screened porch perfect for enjoying your morning coffee or relaxing after a day at the beach. Cathedral ceilings and an open floor plan create a bright, airy feel throughout the main living spaces. Upstairs, you'll find two additional bedrooms and a full bath, offering plenty of privacy for family or guests. A one-car garage provides convenient parking and extra storage for your vehicle, bikes, beach chairs, and other coastal essentials. Step outside to your private patio which creates a serene setting for outdoor entertaining.

Next steps in Amelia Island

FollowNew Amelia Island homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$2,530
Property taxesest. at asking price, Nassau County$641
HOAbilled monthly$450
Estimated total, before insurance$3,620/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$464,000
$92,800
Loan Term
Monthly Payment
$2,530
Principal & Interest: $2,530
Property taxes (est.): $641
Insurance (est.): $309
Estimated Total Monthly
$3,480
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water (record)

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,820 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Sep 15, 2026Listed$464,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $332/sq ft; this home is listed at $272/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2152 Daylily Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2025$455,000$2652/2.51,718160
1419 Coastal Oaks Drive, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJun 2026$589,000$3213/2.51,836160.9
1560 Nectarine Street, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSJun 2025$609,000$3323/2.51,8362300.9
3024 S Fletcher Avenue A, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYAug 2026$1,350,000$7443/31,81471.1
2999 1st Avenue A, Fernandina Beach, FL 32034Listed by STILLWELL REAL ESTATE LLCAug 2025$890,000$4443/3.52,00661.1
1132 Natures Walk Court A, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSMay 2025$445,000$2833/2.51,5722741.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$464,000
Price / Sq Ft$272
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,707
Year Built2012
TypeResidential
Sub-TypeCondominium
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address2169 Hibiscuis Court, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionAmelia Green
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number000031101G00022138
ZoningCondominium

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Guest

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator
HeatingElectric, Heat Pump
CoolingElectric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionSprinklers In Rear
Patio / PorchCovered, Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco
Road SurfacePaved

Additional Information

Date ListedSeptember 15, 2026
Days on Market55
HOA Fees$450 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInsurance, Maintenance Grounds, Trash
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PINEYWOODS REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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