This home is in Fernandina Beach — an oceanfront home in Northeast Florida.
Active·Listed today
233 Sandcastles Court Court 233
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Imagine waking up to the gentle rhythm of the waves and sweeping views of the Atlantic Ocean. At 233 Sandcastles Court, this dream becomes reality. Perched on the 4th floor within the prestigious gated Amelia Island Plantation, this beautifully furnished 1-bedroom, 1-bath villa offers OCEAN VIEWS FROM EVERY ROOM and an exceptional opportunity for investors, second-home buyers, or anyone seeking their own private retreat by the sea. Step inside to a light-filled, inviting space where coastal living comes naturally. The open floor plan seamlessly connects the living area to the private balcony, creating an effortless flow between indoors and out. Start your morning with coffee overlooking the ocean or unwind in the evening with a cocktail as the sound of the waves provides the perfect soundtrack. Thoughtfully updated and move-in ready, the villa features fresh paint, new décor, new flooring, a new hot water heater, and a new dishwasher.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
2025 property taxes (current owner): $7,887/yr
Estimated taxes if purchased at asking price: ~$10,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Tile — year not disclosed (home built 1982)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,820 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 12, 2026Listed$630,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Sandcastle Condo
Active$625,000MLS# 2142820Est. $3,327/mo223 Sandcastles Court, Fernandina Beach, FL 320341 Beds1 Baths863 sqft3RD FLOOR OCEANFRONT VILLA within the gates of the prestigious Omni Amelia Island Plantation! Offered fully furnished…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active Under Contract$599,000MLS# 2159820Est. $3,188/mo223 Sandcastles Court, Fernandina Beach, FL 320341 Beds1 Baths863 sqft3RD FLOOR OCEANFRONT VILLA within the gates of the prestigious Omni Amelia Island Plantation! Offered fully furnished…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active$675,000MLS# 2159737Est. $3,593/mo232 Sandcastles Court, Fernandina Beach, FL 320341 Beds1 Baths863 sqftWake up to breathtaking Atlantic Ocean views from this beautifully remodeled, 4th-floor Sandcastles Villa, perfectly…
ResidentialCHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Active$915,000MLS# 2156790Est. $4,870/mo283 & 284 Sandcastles Court, Fernandina Beach, FL 320342 Beds2 Baths1,352 sqftOCEANFRONT LIVING REFINED in this beautifully maintained 2-bedroom, 2-bath Sandcastles villa located within the gated…
ResidentialAMELIA ISLAND REAL ESTATE SERVICES
Keep looking
Similar homes in Fernandina Beach
Explore the area
More in Amelia Island
Amelia Island guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines