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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a gated community home on Amelia Island.

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Active

Active·Listed today

1135 Beach Walker Road

Fernandina Beach, FL 32034

$1,200,000$818/sqftEst. $6,568/moMLS# 2168211
3
Beds
2
Baths
1,467
Sq Ft
1974
Built
—
Garage
No
Pool
HOA $208/moWaterfrontCondominium3 stories

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Fernandina Beach

BEACH WALKER VILLA WITH OCEAN & INTRACOASTAL VIEWS! Experience coastal living from this third-floor residence within Amelia Island Plantation, offering elevated privacy and views from both sides of the villa. Enjoy Atlantic Ocean views to the east and views toward the Intracoastal Waterway to the west. The open living and dining area leads toward the ocean side, where large windows and recently replaced sliding glass doors frame views across the maritime landscape toward the Atlantic. Recent updates include new flooring, and the villa is offered fully furnished. The kitchen offers ample cabinetry and workspace, while the multi-level floor plan provides separation between living and sleeping spaces. Elevator access adds convenience. Enjoy the beach walkover, updated community pool and oceanside grilling areas. Full short-term rental capabilities offer flexibility for personal use or investment. Ideal as a full-time residence, second home, coastal retreat or investment property.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$6,568
Property taxesest. at asking price, Nassau County$1,657
HOAbilled annually$208
Estimated total, before insurance$8,433/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,200,000
$240,000
Loan Term
Monthly Payment
$6,568
Principal & Interest: $6,568
Property taxes (est.): $1,657
Insurance (est.): $800
Estimated Total Monthly
$9,025
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

History

Price & status history

  • Oct 7, 2026Listed$1,200,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,200,000
Price / Sq Ft$818
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,467
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleOther
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address1135 Beach Walker Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeach Walker Villas
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number01-6N-29-V14B-1135-0000

Amenities

AmenitiesOther, Gated
Community FeaturesGated
UtilitiesSewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Carport, Parking Lot
ViewBeach, Ocean, Trees/Woods
Waterfront TypeOcean Front

Interior

AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories3
LevelsMulti/Split
LaundryIn Unit
Spa FeaturesCommunity

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedOctober 7, 2026
Days on Market6
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Sewer, Water, Other
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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