This home is in Fernandina Beach.
$349,9002 bd · 1 ba · 798 sq ft
Active·Listed today
2775 Forest Ridge Drive
Fernandina Beach, FL 32034
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Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Fernandina Beach
Welcome to your coastal retreat in the desirable Forest Ridge Village community on beautiful Amelia Island! This beautifully updated condo offers the perfect blend of modern finishes, coastal charm, and relaxed beachside living. Step inside to discover an inviting living area featuring vaulted ceilings, beautiful wood-look flooring, and an abundance of natural light. The updated kitchen is sure to impress with stylish gray cabinetry, gorgeous stone countertops, a farmhouse sink, stainless steel appliances, and eye-catching tile backsplash. A charming dining nook with built-in seating adds both character and functionality to the space. Forest Ridge Village offers wonderful community amenities, including a swimming pool and tennis courts, all surrounded by beautiful mature trees and tropical landscaping. Conveniently located near Amelia Island's beautiful beaches, shopping, dining, and the charm of historic downtown Fernandina Beach.
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1983)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,790 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
Beach access 24, S Fletcher Ave. & Askins Ave.about 0.1 mi
Closest park or preserve
Egans Creek Greenway7 min drive · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 3 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 2 mi · Egan's Creek
Closest grocery store
Publix2 min drive · 1421 Sadler Rd, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
History
Price & status history
- Nov 6, 2026Listed$349,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $438/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $372,000 | $365 | 3/2 | 1,019 | 60 | 0.1 |
| 2588 Forest Ridge Drive N-8, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Dec 2025 | $330,000 | $414 | 2/1 | 798 | 29 | 0.1 |
| 2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $355,000 | $348 | 3/2 | 1,019 | 282 | 0.1 |
| 2328 Sadler Road 5D, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Jul 2026 | $301,000 | $392 | 2/2 | 767 | 324 | 0.3 |
| 2328 Sadler Road 7-F, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Dec 2025 | $270,000 | $341 | 2/2 | 791 | 8 | 0.3 |
| 2328 Sadler Road 6E, Fernandina Beach, FL 32034Listed by COLDWELL BANKER THE AMELIA GROUP | Oct 2025 | $235,000 | $297 | 2/2 | 791 | 219 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: THOMAS R RHODEN AGENCY, INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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