This home is in Fernandina Beach.
Active·3 days on market
2700 Mizell Avenue 504A
Fernandina Beach, FL 32034
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About this home
Fernandina Beach
COASTAL LIVING MADE EASY. FIRST-FLOOR CONDO JUST STEPS FROM THE BEACH! Imagine starting your mornings with a walk along Amelia Island's beautiful shoreline, spending afternoons by the pool, and enjoying evenings exploring the charming shops and restaurants of Historic Downtown Fernandina Beach. Whether you're searching for a full-time residence or the perfect coastal getaway, this beautifully updated 1st floor 3 BEDROOM 2 BATHROOM condo offers the lifestyle you've been dreaming of! NO STAIRS, NO HASSLE, JUST EASY COASTAL LIVING! With Beach Access 25 just a short stroll away, you can enjoy the sand and surf without loading up the car. Plus, your designated parking space is conveniently located right outside your front door. Step inside to discover a thoughtfully remodeled interior featuring updated flooring and windows, a beautifully renovated kitchen, and stylishly upgraded bathrooms. The spacious eat-in kitchen easily accommodates a full-size dining table, while the separate formal
Next steps in Amelia Island
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1974)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,736 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Beach access 25, Mizell St. & S Fletcher Ave.about 0.1 mi · 10 parking spaces
Closest park or preserve
Egans Creek Greenwayabout 3 mi · 3.6 mi of trails
Closest public boat ramp
Fernandina Harbour Marinaabout 3 mi · Amelia River - St. Marys Entrance
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 3 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 13 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $295,900 | $38,038 | — |
| 2024 | $293,000 | $32,946 | — |
| 2023 | $292,000 | $27,107 | — |
| 2022 | $270,000 | $145,307 | — |
| 2021 | $200,000 | $139,618 | — |
| 2020 | $187,000 | $137,000 | — |
2025 property taxes (current owner): $845/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 14, 2026Listed$349,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $256/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2700 Mizell Avenue 402B, Fernandina Beach, FL 32034Listed by COLDWELL BANKER ANABASIS REALTY | Aug 2025 | $375,000 | $350 | 2/2 | 1,072 | 68 | 0 |
| 2886 Forest Ridge Drive U6, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Mar 2026 | $372,000 | $365 | 3/2 | 1,019 | 60 | 0.2 |
| 2696 Forest Ridge Drive A-6, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $355,000 | $348 | 3/2 | 1,019 | 282 | 0.2 |
| 3240 Fletcher Avenue 560, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTY | Feb 2026 | $750,000 | $641 | 2/2 | 1,170 | 21 | 0.7 |
| 3240 Fletcher Avenue 665, Fernandina Beach, FL 32034Listed by FLATFLEE.COM INC | Jan 2026 | $850,000 | $533 | 3/2 | 1,596 | 138 | 0.7 |
| 2152 Daylily Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Sep 2025 | $455,000 | $265 | 2/2.5 | 1,718 | 16 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 MILLER ELITE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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