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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach an oceanfront home in Northeast Florida.

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Active

Active·Listed today

1112 Beach Walker Road

Fernandina Beach, FL 32034

$1,100,000$750/sqftEst. $5,825/moMLS# 2165756
3
Beds
3
Baths
1,467
Sq Ft
1974
Built
Garage
No
Pool
HOA $208/mo7.08 acresWaterfrontCondominium3 stories

About this home

Fernandina Beach

OCEANFRONT BEACH WALKER VILLA in Amelia Island Plantation! Rare corner-unit location with no neighboring villa on one side and beautiful ocean, pool and coastal views. This multi-level 3BR/3BA villa offers added privacy, with guest accommodations on the second level and the primary suite on the third. Two bathrooms were completely renovated in 2026 with waterproofing, designer tile, new vanities, sinks, toilets and European solid-brass chrome fixtures; one includes a new glass shower door. Additional updates include brand-new bedroom carpeting, replaced windows in the middle-floor bedroom and newer HVAC. Enjoy Atlantic sunrises from the ocean-facing balcony and sunsets from the west-facing balcony. Offered fully furnished with limited recent rental use and flexibility for daily to long-term rentals. Updated community pool, grilling areas and a beautiful coastal walk to the beach are just steps away.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$5,825
Property taxesest. at asking price, Nassau County$1,519
HOAbilled annually$208
Estimated total, before insurance$7,552/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,897/yr · $991/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,100,000
$220,000
Loan Term
Monthly Payment
$5,825
Principal & Interest: $5,825
Property taxes (est.): $1,519
Insurance (est.): $733
Estimated Total Monthly
$8,077
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $11,897/yr

Estimated taxes if purchased at asking price: ~$18,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 21, 2026Listed$1,100,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,100,000
Price / Sq Ft$750
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,467
Acres7.08 acres
Year Built1974
TypeResidential
Sub-TypeCondominium
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

Community Information

Address1112 Beach Walker Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionBeach Walker Village
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size308,404.8 sq ft
Parcel Number016N29V14B11120000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport
ViewOcean
Waterfront TypeOcean Front

Interior

AppliancesDishwasher, Dryer, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingCentral Air, Electric
# of Stories3

Exterior

Exterior FeaturesBalcony

Additional Information

Date ListedSeptember 21, 2026
Days on Market11
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
HOA Fee IncludesInsurance, Sewer, Trash, Water
Tax Amount$11,896.59
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AMELIA ISLAND REAL ESTATE SERVICES · lredmond@realestateamelia.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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