Amelia Island Homes For Sale

Day-to-day living on Amelia Island revolves around the coast and the charm of old Florida. Harris Teeter handles grocery runs just about 2 miles away, while Shucker's Oyster Bar & Grill and Down Under Restaurant — both within roughly 2 miles — keep the casual dining options close and local. For a special evening, Salt at The Ritz-Carlton Amelia Island offers AAA Five-Diamond fine dining just a few miles down the island. Peters Point Beachfront Park is about 3 miles away for a quick walk to the water, and Fort Clinch State Park — a Civil War-era fort with beaches and fishing — is roughly 7 miles north. The thing buyers underestimate most is how much the Fernandina Beach Historic Downtown becomes part of your daily rhythm: the locally owned shops, the waterfront shrimp fleet, and events like the Isle of Eight Flags Shrimp Festival make it feel genuinely different from any other coastal community in Northeast Florida.

Three places share the Amelia Island name on this site. The city of Fernandina Beach on the island’s north end, with its own page. And the mainland side: Amelia National, North Hampton, Amelia Walk, Flora Parke and the O’Neil and Nassauville streets between I-95 and the bridges, which carry Fernandina Beach addresses and ZIP 32034 but are not on the island; they are listed here as Amelia’s mainland side, with the Yulee hub next door for ZIP 32097. The difference matters for the flood map, the drive to the beach and the price: the mainland side trades at a tier below the island.

The current inventory on Amelia Island spans a wide range of styles and eras, from ranch and traditional single-family homes to cottages and log-style construction — with some properties dating back to the mid-20th century and new builds completed as recently as 2026. Most active listings are single-family homes, with condos and vacant land also available; roughly 3 bedrooms and about 1,800 square feet represents the middle of the market, though homes range from compact 2-bedroom cottages under 700 square feet to larger residences approaching 4,300 square feet. Prices depend heavily on which side of the Amelia River you’re on: mainland neighborhoods generally run from the low $300s into the $600s, while island condos start in the high $100s and island single-family homes trade from around $600,000 to well over $2 million on and near the ocean. Inside, open floorplans with kitchen islands, split-bedroom layouts, walk-in closets, and screened or covered outdoor living spaces are common features across the inventory. HOA fees vary significantly — some communities carry modest annual dues while others run higher monthly assessments — so it's worth reviewing the specific community structure for any home you're considering.

Depending on the specific community, Amelia Island residents may have access to a range of shared amenities including gated entry, a community pool, clubhouse, tennis courts, basketball court, jogging paths, playground, barbecue areas, and maintained sidewalks with street lighting. Broader island amenities include two golf courses within about 3 miles — Fernandina Beach Golf Club and The Golf Club of Amelia Island — as well as Amelia Island Marina roughly 2 miles away for boaters. Peters Point Beachfront Park provides public beach access about 3 miles from the heart of the community, and the protected lands of Fort Clinch State Park and Big Talbot Island State Park expand outdoor options considerably.

Amelia Island is a barrier island, and flood risk here is real but street-specific. Much of the island sits on high dune ridges — some of the higher ground on Florida’s Atlantic coast — while marshfront and low-lying streets can fall in FEMA AE or VE zones where lenders require flood insurance. The difference shows up directly in your monthly cost: a ridge home and a marshfront home half a mile apart can carry very different insurance bills. Every listing on this site shows its FEMA flood zone and evacuation zone, and on any island home my buyers pursue I raise the elevation-certificate question early — before the offer, not at the inspection.

Amelia Island listings report Emma Love Hardee Elementary School, Southside Elementary School and Atlantic Elementary School at the elementary level, Fernandina Beach Middle School at the middle level and Fernandina Beach High School at the high school level, all in the Nassau County School District. School assignments are address-specific and change; confirm the zoning for any specific home with the district before you buy.