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This home is in Fernandina Beach.

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824 S 10TH Street, Fernandina Beach, FL 32034

$449,990
MLS# 2153880
3
Bedrooms
2
Bathrooms
1,044
Sq Ft
1997
Year Built

About This Home — 824 S 10TH Street

This beautifully renovated 3 bed, 2 bath home has been redone from top to bottom! Located in the heart of Fernandina Beach, just minutes from historic downtown, it features new flooring, fresh paint, a new kitchen with cabinets, countertops, and stainless steel appliances, plus completely updated bathrooms. Major updates include a new roof (2026), new A/C (2026), and new vinyl fencing. Relax on the charming front porch and enjoy move-in-ready living in a great location.

Features

Price$449,990
Price / Sq Ft$431
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,044
Total Structure Area1,236 sq ft
Acres0.11 acres
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address824 S 10TH Street, Fernandina Beach, FL 32034
Area410-Fernandina Beach Downtown-West
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size4,791.6 sq ft
Parcel Number000031180001570110

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch
FencingBack Yard
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 6, 2026
Days on Market1
Tax Amount$4,070.65
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$449,990
$89,998
Loan Term
Monthly Payment
$2,395
Principal & Interest: $2,395
Est. Taxes & Insurance: $599
Estimated Total Monthly
$2,994
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Taxes & Assessment

2025 property taxes (current owner): $4,071/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Listing Courtesy of: EXIT INSPIRED REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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