This home is in Fernandina Beach.
Active·59 days on market
27 Marsh Creek Road
Fernandina Beach, FL 32034
About this home
Fernandina Beach
SERENE. SUNLIT. PRIVATE. A rare offering within the gates of the exclusive AMELIA ISLAND PLANTATION -- this architecturally distinctive home, designed by award-winning architect David Beer, has been comprehensively and beautifully renovated from top to bottom. Step through a gracious courtyard entry into soaring tongue-and-groove ceilings, wall-to-wall windows, and a shiplap-framed wood-burning fireplace -- all on a single, effortlessly livable level. Every detail has been thoughtfully renovated: new wide-plank wood flooring, quartz countertops, all-new appliances, on-demand hot water, new HVAC, and a new roof. Outside, a raised deck nestled beneath canopies of ancient oak offers tranquil views of the 14th hole of Pete Dye's celebrated Oak Marsh Golf Course -- with a glimpse of water beyond. A short stroll brings you to Walker's Landing, where sunsets are spectacular and the water beckons for fishing, kayaking, or an evening cruise.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $699,411 | $699,411 | — |
| 2024 | $862,457 | $209,469 | — |
| 2023 | $804,913 | $201,766 | — |
| 2022 | $557,124 | $199,287 | — |
| 2021 | $485,430 | $192,026 | — |
| 2020 | $414,968 | $188,684 | — |
Estimated taxes if purchased at asking price: ~$24,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,210 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- May 21, 2026Listed$1,450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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