This home is in Marsh Creek, Fernandina Beach — a golf community home on Amelia Island.
Active·150 days on market·Marsh Creek
27 Marsh Creek Road
Fernandina Beach, FL 32034
2 more homes for sale in Marsh Creek →Search Marsh Creek on the map
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About this home
Marsh Creek
SERENE. SUNLIT. PRIVATE. A rare offering within the gates of the exclusive AMELIA ISLAND PLANTATION -- this architecturally distinctive home, designed by award-winning architect David Beer, has been comprehensively and beautifully renovated from top to bottom. Step through a gracious courtyard entry into soaring tongue-and-groove ceilings, wall-to-wall windows, and a shiplap-framed wood-burning fireplace -- all on a single, effortlessly livable level. Every detail has been thoughtfully renovated: new wide-plank wood flooring, quartz countertops, all-new appliances, on-demand hot water, new HVAC, and a new roof. Outside, a raised deck nestled beneath canopies of ancient oak offers tranquil views of the 14th hole of Pete Dye's celebrated Oak Marsh Golf Course -- with a glimpse of water beyond. A short stroll brings you to Walker's Landing, where sunsets are spectacular and the water beckons for fishing, kayaking, or an evening cruise.
Next steps in Marsh Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1984)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,210 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Dune Walk 110about 1.0 mi · 19 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 3 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 3 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Betz – Tiger Point Preserve Edwards Creek Day Use Area Kayak Launchabout 4 mi · Edwards Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 9 mi · Baseball, Football, Softball
Closest grocery store
Harris Teeterabout 3 mi · 4800 1st Coast Highway, Fernandina Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $699,411 | $699,411 | — |
| 2024 | $862,457 | $209,469 | — |
| 2023 | $804,913 | $201,766 | — |
| 2022 | $557,124 | $199,287 | — |
| 2021 | $485,430 | $192,026 | — |
| 2020 | $414,968 | $188,684 | — |
Estimated taxes if purchased at asking price: ~$23,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 12, 2026Price change$1,400,000−$50,000
- May 21, 2026Listed$1,450,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $598/sq ft; this home is listed at $782/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 15 Marsh Creek Road, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Aug 2025 | $1,450,000 | $639 | 3/2.5 | 2,269 | 0 | 0.1 |
| 1 Marsh Creek Road, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Jul 2025 | $1,100,000 | $485 | 3/2.5 | 2,267 | 10 | 0.3 |
| 4 Moss Oaks Drive, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Feb 2026 | $1,350,000 | $612 | 3/2 | 2,205 | 10 | 1.4 |
| 1351 Mission San Carlos Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICES | Apr 2026 | $650,000 | $324 | 3/2 | 2,009 | 26 | 1.5 |
| 1395 Mission San Carlos Drive, Fernandina Beach, FL 32034Listed by IRON VALLEY REAL ESTATE NORTH FLORIDA | Sep 2025 | $950,000 | $427 | 4/3 | 2,227 | 24 | 1.5 |
| 5383 Florence Point Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Oct 2026 | $1,098,000 | $598 | 3/2 | 1,835 | 2 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Marsh Creek
Marsh Creek is a neighborhood in St. Augustine, FL (Nassau County), ZIP 32034.
View all Marsh Creek homes for sale →Keep looking
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Krista Fracke
Broker Associate
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