This home is in Pablo Beach South, Jacksonville Beach — a new construction home in Jacksonville.
Active·208 days on market·Pablo Beach South
118 13th Avenue S 103 C
Jacksonville Beach, FL 32250
27 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Pablo Beach South
NEW CONSTRUCTION CONDO STEPS AWAY FROM THE OCEAN! EXPERIENCE LUXURY LIVING IN THIS HIGH-END CONDO LOCATED IN THE DESIRABLE AREA OF SOUTH JAX BEACH. THIS CONDO OFFERS A CHEF'S KITCHEN WITH THERMADOR STAINLESS APPLIANCES, 60'' REFRIDGERATOR, 36'' 6 BURNER GAS RANGE -CONVECTION, FRAMELESS MODERN 51'' CABINETS THAT GO TOTHE CEILING, QUARTZ COUNTERTOPS WITH WATERFALL, 24''STAINLESS MICROWAVE DRAWER, A BUILT IN PANTRY, UNDER CABINET LIGHTING, AND CUSTOM WOOD HOOD. THE CONDO INCLUDES IT'S OWN ELEVATOR, 8' INTERIOR & EXTERIOR DOORS, PORCELAIN TILES THROUGHOUT, RINNAI HOT WATER HEATER. SPEND TIME ON ONE OF YOUR TWO BALCONIES, THE SECOND FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET AND PIPED END GAS FOR GRILLING, THE THRID FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET. THE CONDO IS WALKABLE TO RESTAURANTS, COFFEE SHOPS, WHOLE FOODS, PARKS AND MORE. MINUTES AWAY FROM MAYO, BEACHES BAPTIST, PONTE VEDRA INN & CLUB AND MUCH MORE INCLUDING CONVENIENT TO JTB
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,605 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
North-facing backyard — the shade-and-soft-light lot
The listing reports the home facing south, which puts the backyard on the north side. Today at this address: sunrise 7:27 AM, sunset 6:56 PM.
- The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
- A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
- Winter afternoons on the lanai run dim earlier than any other orientation.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $679,000 | $580,981 | — |
| 2024 | $679,000 | $528,165 | — |
| 2023 | $533,500 | $480,150 | — |
| 2022 | $436,500 | $436,500 | — |
| 2021 | $479,354 | $479,354 | — |
| 2020 | $571,170 | $454,972 | — |
Estimated taxes if purchased at asking price: ~$29,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 18, 2026Price change$1,499,000−$101,000
- Aug 4, 2026Price change$1,600,000−$150,000
- Mar 19, 2026Listed$1,750,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $395/sq ft; this home is listed at $669/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTY | Sep 2026 | $650,000 | $395 | 3/3 | 1,644 | 99 | 0.1 |
| 1221 1st Street S 6A, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Jun 2026 | $1,075,000 | $650 | 3/2.5 | 1,654 | 25 | 0.1 |
| 1032 1st Street S 8, Jacksonville Beach, FL 32250Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Oct 2026 | $750,000 | $334 | 3/3.5 | 2,245 | 1 | 0.2 |
| 1951 Ocean Drive S 2A, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $1,192,500 | $701 | 3/2 | 1,700 | 71 | 0.3 |
| 115 9th Avenue S 201, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2025 | $625,000 | $296 | 3/3 | 2,114 | 176 | 0.3 |
| 721 11th Avenue S, Jacksonville Beach, FL 32250Listed by EXP REALTY LLC | Aug 2026 | $600,000 | $323 | 3/2.5 | 1,859 | 1 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COMPASS FLORIDA LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Pablo Beach South homes for sale →Keep looking
More homes in Pablo Beach South
For Sale118 13th Avenue S 101 BJacksonville Beach, FL 32250
3 bd · 3.5 ba · 2,112 sq ft
$1,499,000Est. $7,978/moNEW CONSTRUCTION CONDO STEPS AWAY FROM THE OCEAN! EXPERIENCE LUXURY LIVING IN THIS HIGH-END CONDO LOCATED IN THE…
Listing Office: compass florida llc
For SaleIncome
222 4th Avenue SJacksonville Beach, FL 32250
4 bd · 2 ba · 2,300 sq ft
$1,300,000Est. $6,919/moUNBEATABLE LOCATION meets turn-key passive income! Welcome to a rare, fully operational short-term rental quadplex in…
Listing Office: jwb realty llc
For SaleIncome
1334 1st Street SJacksonville Beach, FL 32250
2 bd · 2 ba · 1,603 sq ft
$1,200,000Est. $6,387/moBeach view income producing Duplex, renovated fully in the inside. Two separate units in one building. Corner Lot.
Listing Office: ini realty
For Sale218 4th Avenue SJacksonville Beach, FL 32250
3 bd · 1 ba · 1,011 sq ft
$1,050,000Est. $5,589/moTurnkey and ready for its next chapter, this beautifully updated 3-bedroom, 1-bathroom cottage is located just one…
Listing Office: jwb realty llc
Keep looking
Similar homes in Jacksonville Beach
Explore the area
More in Pablo Beach South
Pablo Beach South guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines