This home is in Pablo Beach South, Jacksonville Beach.

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Active

Active·118 days on market·Pablo Beach South

118 13th Avenue S 103 C

Jacksonville Beach, FL 32250

$1,750,000$782/sqftEst. $9,314/moMLS# 2135732

Beds

Baths

2,239

Sq Ft

2026

Built

Garage

Pool

About this home

Pablo Beach South

NEW CONSTRUCTION CONDO STEPS AWAY FROM THE OCEAN! EXPERIENCE LUXURY LIVING IN THIS HIGH-END CONDO LOCATED IN THE DESIRABLE AREA OF SOUTH JAX BEACH. THIS CONDO OFFERS A CHEF'S KITCHEN WITH THERMADOR STAINLESS APPLIANCES, 60'' REFRIDGERATOR, 36'' 6 BURNER GAS RANGE -CONVECTION, FRAMELESS MODERN 51'' CABINETS THAT GO TOTHE CEILING, QUARTZ COUNTERTOPS WITH WATERFALL, 24''STAINLESS MICROWAVE DRAWER, A BUILT IN PANTRY, UNDER CABINET LIGHTING, AND CUSTOM WOOD HOOD. THE CONDO INCLUDES IT'S OWN ELEVATOR, 8' INTERIOR & EXTERIOR DOORS, PORCELAIN TILES THROUGHOUT, RINNAI HOT WATER HEATER. SPEND TIME ON ONE OF YOUR TWO BALCONIES, THE SECOND FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET AND PIPED END GAS FOR GRILLING, THE THRID FLOOR BALCONY OFFERS A PIPED IN WATER SPIKET. THE CONDO IS WALKABLE TO RESTAURANTS, COFFEE SHOPS, WHOLE FOODS, PARKS AND MORE. MINUTES AWAY FROM MAYO, BEACHES BAPTIST, PONTE VEDRA INN & CLUB AND MUCH MORE INCLUDING CONVENIENT TO JTB

Cost to own

Mortgage calculator

Home Price

$1,750,000

Down Payment: 20%

$350,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$8,840

Principal & Interest: $8,840

Est. Taxes & Insurance: $2,210

Estimated Total Monthly

$11,050

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$9,314

Property taxesest. at asking price, Duval County$2,857

HOAbilled monthly$474

Estimated total, before insurance$12,646/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$679,000	$580,981	—
2024	$679,000	$528,165	—
2023	$533,500	$480,150	—
2022	$436,500	$436,500	—
2021	$479,354	$479,354	—
2020	$571,170	$454,972	—

Estimated taxes if purchased at asking price: ~$34,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,605 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 19, 2026Listed$1,750,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,750,000

Price / Sq Ft$782

Bedrooms3

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,239

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeCondominium

StyleMid-Century Modern

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesSouth

Community Information

Address118 13th Avenue S 103 C, Jacksonville Beach, FL 32250

Area212-Jacksonville Beach-SE

SubdivisionPablo Beach South

CityJacksonville Beach

CountyDuval

StateFL

Zip Code32250

Lot Size6,534 sq ft

Parcel Number1762540000

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected, Propane

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage

ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Elevator, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Freezer, Gas Cooktop, Gas Range, Gas Water Heater, Ice Maker, Refrigerator, Tankless Water Heater

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories3

LevelsThree Or More

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup