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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville Beach — a waterfront home in Jacksonville.

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Active

$995,0003 bd · 3.5 ba · 2,392 sq ft

Active·2 days on market

2530 Beach Boulevard

Jacksonville Beach, FL 32250

$995,000$416/sqftEst. $5,392/mo mortgageMLS# 2173584
3
Beds
3.5
Baths
2,392
Sq Ft
2015
Built
2
Garage
No
Pool
FEMA Zone XHOA $600/mo2,614 sqft lotWaterfrontTownhouse2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville Beach

Imagine waking up to soft golden light spilling across calm waters, the gentle ripple of the Intracoastal just beyond your windows. This stunning waterfront townhouse is designed for effortless coastal living, where every detail invites you to relax and enjoy the view. Step inside to a bright, open floor plan that seamlessly blends living, dining, and kitchen spaces, perfect for entertaining or simply soaking in the airy, beach-inspired atmosphere. At the heart of the home is a beautifully upgraded kitchen, featuring gleaming quartz countertops, modern cabinetry, and stylish finishes that feel both elegant and inviting. Whether you're preparing a casual brunch or hosting friends after a day on the water, this space is as functional as it is beautiful.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$5,392
Property taxesest. at asking price, Duval County$1,629
HOAbilled monthly$600
Estimated total, before insurance$7,621/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,416/yr · $785/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$995,000
$199,000
Loan Term
Monthly Payment
$5,392
Principal & Interest: $5,392
Property taxes (est.): $1,629
Insurance (est.): $663
Estimated Total Monthly
$7,684
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of November 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,416/yr

Estimated taxes if purchased at asking price: ~$19,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 12, 2026Listed$995,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $324/sq ft; this home is listed at $416/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2540 Beach Boulevard, Jacksonville Beach, FL 32250Listed by RE/MAX UNLIMITEDSep 2026$995,000$4163/3.52,3924610
3331 Lighthouse Point Lane, Jacksonville, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$570,000$2253/32,536400.3
3360 Lighthouse Point Lane, Jacksonville, FL 32250Listed by DOUGLAS ELLIMAN FLORIDAAug 2026$850,000$2753/43,0862440.3
1067 N 1st Avenue, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$586,486$3244/3.51,812121.1
16 N Beach Way N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$558,000$3183/3.51,7561231.1
4 Beach Way N, Jacksonville Beach, FL 32250Listed by OLYMPUS EXECUTIVE REALTY, INCOct 2026$571,220$3253/3.51,75601.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$995,000
Price / Sq Ft$416
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,392
Acres0.06 acres
Year Built2015
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address2530 Beach Boulevard, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionChannelside
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size2,613.6 sq ft
Parcel Number1777298610

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewIntracoastal
Waterfront TypeIntracoastal

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2

Exterior

Exterior FeaturesBalcony, Boat Slip, Dock
Patio / PorchCovered

Additional Information

Date ListedNovember 13, 2026
Days on Market2
HOA Fees$600 / Monthly
HOA FrequencyMonthly
HOA NameChannelside
Tax Amount$9,416.02
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PURSUIT REAL ESTATE, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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