This home is in Plantation Oaks, Fernandina Beach — a home near Fernandina Beach High School.
Active·156 days on market·Plantation Oaks
1416 Plantation Oaks Lane
Fernandina Beach, FL 32034
5 more homes for sale in Plantation Oaks →Search Plantation Oaks on the map
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About this home
Plantation Oaks
Stunner alert! Welcome to your dream home on the highly sought-after south end of Amelia Island, where luxury living meets coastal charm. This brand-new custom build is loaded with high-end features and thoughtful design, all in a prime location just minutes from shops, restaurants, and pristine beaches, and NO HOA restrictions. Set on a beautifully landscaped lot with a fully fenced backyard and a circular driveway offering abundant parking, this home exudes both style and functionality. Step inside to find luxury vinyl plank flooring throughout, an open-concept layout flooded with natural light, and absolutely incredible finishes around every corner. At the heart of the home is an incredible gourmet kitchen with custom cabinetry, Quartz countertops, a massive island, dual sinks, high-end appliances, a large walk-in pantry, and designer lighting and plumbing fixtures. Enjoy seamless views into the spacious family room and a well-appointed dining area, perfect for entertaining.
Next steps in Plantation Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Metal — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,192 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
Scott Road Beach Accessabout 0.6 mi · 100 parking spaces
Closest park or preserve
Big Talbot Island State Parkabout 5 mi · 11.2 mi of trails
Closest public boat ramp
Big Talbot Island State Park Boat Rampabout 5 mi · Nassau Sound / Nassau River
Closest kayak & paddleboard launch
Egan's Creek Park – Kayak Launch Dockabout 6 mi · Egan's Creek
Closest youth league fields
William F. Sheffield Regional Parkabout 10 mi · Baseball, Football, Softball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $767,658 | $0 | — |
| 2024 | $277,061 | $127,268 | — |
| 2023 | $414,211 | $210,624 | — |
| 2022 | $307,952 | $202,887 | — |
| 2021 | $250,376 | $195,376 | — |
| 2020 | $239,462 | $239,462 | — |
2024 property taxes (current owner): $2,173/yr
Estimated taxes if purchased at asking price: ~$20,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 15, 2026Price change$1,250,000−$50,000
- May 14, 2026Listed$1,300,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $371/sq ft; this home is listed at $391/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95112 Spring Blossom Court, Fernandina Beach, FL 32034Listed by NON MLS (realMLS) | Mar 2026 | $865,000 | $285 | 5/4 | 3,039 | 28 | 0.2 |
| 1381 Forrest Drive, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Feb 2026 | $970,000 | $288 | 5/5.5 | 3,370 | 213 | 0.3 |
| 95032 Spring Tide Lane, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | Nov 2025 | $1,300,000 | $379 | 3/4 | 3,432 | 81 | 0.3 |
| 4919 Yachtsmans Drive, Fernandina Beach, FL 32034Listed by CRATEM REALTY COMPANY | Aug 2026 | $950,000 | $371 | 4/3 | 2,559 | 3 | 0.4 |
| 1225 Forrest Drive, Fernandina Beach, FL 32034Listed by PINEYWOODS REALTY LLC | Mar 2026 | $800,000 | $308 | 4/3 | 2,596 | 138 | 0.4 |
| 96067 Enclave Manor, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTY | May 2025 | $985,000 | $380 | 3/3.5 | 2,589 | 15 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Plantation Oaks
Plantation Oaks is a neighborhood in Ponte Vedra Beach, FL (Nassau County), ZIP 32034.
View all Plantation Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines