Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Treasure Beach, St. Augustine Beach — a waterfront home in St. Johns County.

No photos available

This listing has no photos yet

Active

Active·Listed today·Treasure Beach

251 Majorca Road

St. Augustine Beach, FL 32080

$640,000$323/sqftEst. $3,324/moMLS# 2164687
3
Beds
2
Baths
1,984
Sq Ft
2013
Built
—
Garage
No
Pool

About this home

Treasure Beach

Embrace the Florida lifestyle at this waterfront Treasure Beach home with direct access to a navigable canal right from your backyard! Launch your boat, kayak or paddleboard from your floating dock, or stroll to the beach via the neighborhood's deeded beach walkover. Relax and take in beautiful sunsets from the covered 12x14 deck or upper deck overlooking the water. Inside, the open-concept layout is perfect for entertaining with a spacious island bar and gourmet kitchen featuring a gas range and double ovens. Nine-foot ceilings, crown molding, recessed lighting and remote-controlled ceiling fans add to the appeal. A 12x24 powered workshop provide exceptional storage for beach, boating and fishing gear. Treasure Beach has no HOA, and short-term vacation rentals are permitted subject to St. Johns County regulations. Best of all, this waterfront retreat is being sold furnished and ready to enjoy!

Cost to own

Mortgage calculator

$640,000
$128,000
Loan Term
Monthly Payment
$3,324
Principal & Interest: $3,324
Property taxes (est.): $852
Insurance (est.): $427
Estimated Total Monthly
$4,602
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$3,324
Property taxesest. at asking price, St. Johns County$852
Estimated total, before insurance$4,176/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,740/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,740/yr

Estimated taxes if purchased at asking price: ~$10,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,793 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 13, 2026Listed$640,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$640,000
Price / Sq Ft$323
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,984
Acres0.20 acres
Year Built2013
TypeResidential
Sub-TypeManufactured Home
StyleOther
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address251 Majorca Road, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionTreasure Beach
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size8,712 sq ft
Parcel Number1829021500

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOther
ViewCanal, Water
Waterfront TypeCanal Front, Deeded Beach Access

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom -Tub with Separate Shower
AppliancesDouble Oven, Dryer, Electric Oven, Gas Cooktop, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

Exterior FeaturesBoat Slip, Dock
Patio / PorchCovered, Deck
RoofShingle
ConstructionFrame, Vinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 13, 2026
Days on Market1
Tax Amount$5,740.06
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

The neighborhood

About Treasure Beach

Treasure Beach is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32080.

View all Treasure Beach homes for sale →

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Keep looking

More homes in Treasure Beach

View all Treasure Beach homes →

Keep looking

Similar homes in St. Augustine Beach

Explore the area

More in Treasure Beach

All Treasure Beach homes for sale →St. Johns County homes for sale →

Treasure Beach guides & reports

St. Johns County market reportSolar potential in St. Johns CountySt. Johns County golf communities guideSt. Johns County gated communities guideSt. Johns County luxury homes guideEstate homes $5M+ across Northeast Florida

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines