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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cormorant Landing, Jacksonville — a waterfront home in Jacksonville.

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Active·2 days on market·Cormorant Landing

12213 Cattail Drive W

Jacksonville, FL 32223

$600,000$211/sqftEst. $3,284/moMLS# 2167651
4
Beds
3.5
Baths
2,845
Sq Ft
1989
Built
2
Garage
Yes
Pool

5 more homes for sale in Cormorant Landing →Search Cormorant Landing on the map

HOA $225/mo0.51 acresWaterfrontSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cormorant Landing

Welcome to this spacious pool home in the highly sought-after gated community of Cormorant Landing! Situated on over ½ acre with beautiful lake frontage, this 4-bedroom, 3½-bath home features an open floor plan, high ceilings, and plenty of natural light. The kitchen offers granite countertops and double ovens, while the inviting great room features a fireplace. The oversized primary suite includes a renovated bath with a jetted tub, large shower, and two walk-in closets—one thoughtfully built out with custom shelving. Enjoy the added amenities of 24-hour guard-gated security and a private tennis court. Conveniently located near shopping, dining, and major roads. Priced well below market value, this home offers an incredible opportunity to create your dream home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$3,284
Property taxesest. at asking price, Duval County$980
HOAbilled monthly$225
Estimated total, before insurance$4,489/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,795/yr · $483/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$600,000
$120,000
Loan Term
Monthly Payment
$3,284
Principal & Interest: $3,284
Property taxes (est.): $980
Insurance (est.): $400
Estimated Total Monthly
$4,664
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,590 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,795/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$600,000
Price / Sq Ft$211
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,845
Acres0.51 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionFixer
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontYes

Community Information

Address12213 Cattail Drive W, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionCormorant Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size22,215.6 sq ft
Parcel Number1581365088
ZoningResidential

Amenities

AmenitiesPool, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOff Street
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), His and Hers Closets, Pantry, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingElectric, Heat Pump
CoolingElectric
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedOctober 2, 2026
Days on Market1
HOA Fees$225 / Monthly
HOA FrequencyMonthly
HOA NameCormorant Landing
HOA Fee IncludesOther
Tax Amount$5,794.73
Tax Year2025
Listing TermsCash, Conventional, Owner May Carry
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cormorant Landing

Cormorant Landing is a neighborhood in Mandarin, FL (Duval County), ZIP 32223.

View all Cormorant Landing homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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