This home is in Creekside, Jacksonville — a home near Mandarin High School.
Active·1 day on market·Creekside
12799 Camellia Bay Drive E
Jacksonville, FL 32223
3 more homes for sale in Creekside →Search Creekside on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Creekside
Wake up to breathtaking water views and experience the ultimate Florida waterfront lifestyle from this extraordinary estate situated on 1.27 acres along 195 feet of waterfront frontage on Julington Creek, with direct access to the St. Johns River. Deep navigable water makes this a boater's dream, featuring a 10,000-lb boat lift, room for a larger vessel alongside, accommodations for two jet skis, and an expansive dock perfect for entertaining, fishing, or enjoying spectacular sunsets. Water views greet you upon entry and extend throughout much of the home, creating a seamless connection between luxury living and the natural beauty beyond. Thoughtfully updated and meticulously maintained, recent improvements include a new roof (2026), extensive interior painting, new flooring, HVAC upgrades, landscaping enhancements, and a solar system that reduces energy costs by nearly two-thirds. A rare opportunity to own a private waterfront retreat in one of NE FLORIDA'S MOST DESISRABLE LOCATIONS.
Next steps in Creekside
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2026 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,683 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 16 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 4 mi · 6.4 mi of trails
Closest public boat ramp
Mandarin Park Boat Rampabout 1 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dockabout 1.0 mi · Julington Creek
Closest youth league fields
Mills Fieldabout 1 mi · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
The Fresh Marketabout 0.9 mi · 12795 San Jose Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $28,113/yr
Estimated taxes if purchased at asking price: ~$65,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 22, 2026Listed$3,350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $407/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1325 Wentworth Avenue, St. Johns, FL 32259Listed by RE/MAX SPECIALISTS | Apr 2025 | $1,650,000 | $243 | 6/6 | 6,794 | 20 | 1.2 |
| 11613 Rebeccas Cove Court, Jacksonville, FL 32223Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Dec 2025 | $1,850,000 | $250 | 6/6 | 7,392 | 33 | 2.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LA ROSA REALTY NORTH FLORIDA, LLC.
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Creekside
Creekside is a neighborhood in St. Johns County, FL (Duval County), ZIP 32223.
View all Creekside homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines