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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Jul 30, 2026·10 days on market·Recent sales in Julington Creek·Julington Creek

1555 Summerdown Way

St. Johns, FL 32259

$599,900sold priceListed at $599,900 · 100% of asking$196/sqftMLS# 2152061
5
Beds
3.5
Baths
3,055
Sq Ft
2004
Built
2
Garage
No
Pool

32 more homes for sale in Julington Creek →Search Julington Creek on the map

HOA $48/mo7,405 sqft lotSingle Family Residence2 stories

About this home

Julington Creek

Welcome to 1555 Summerdown Way, located in a gated community within Julington Creek Plantation. This move in ready home has been freshly updated with new interior paint, brand new carpeting, and stylish luxury vinyl plank flooring throughout. Enjoy peace of mind with newer major systems, including the roof, HVAC system, and water heater. The garage will feature a newly installed Shark Coating floor, adding both durability and a polished finish. Ideally situated within walking distance to one of Julington Creek's amazing amenity centers, residents enjoy access to resort-style pools, fitness facilities, sports courts, playgrounds, and more. Conveniently located near shopping, dining, and top rated St. Johns County schools, this home offers the perfect combination of comfort, convenience, and everyday living. Don't miss the opportunity to own a beautifully updated home in one of St. Johns County's most established and amenity rich communities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, St. Johns County$798
HOAbilled annually$48
Estimated total, before insurance$4,169/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,297/yr · $691/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,900
$119,980
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $798
Insurance (est.): $400
Estimated Total Monthly
$4,521
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,646 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$487,133$475,383—
2024$469,369$432,166—
2023$470,740$392,878—
2022$449,795$357,162—
2021$324,693$324,693—
2020$297,068$297,068—

2025 property taxes (current owner): $8,297/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 6, 2026Closed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $196/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1640 Summerdown Way, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2026$442,500$1914/32,319870.2
1104 Basil Branch Court, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$880,000$2515/43,506850.6
728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$610,000$2693/2.52,271480.9
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193111
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253921
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUPOct 2026$1,200,000$3645/43,2951631.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,900
Price / Sq Ft$196
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,055
Acres0.17 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address1555 Summerdown Way, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,405.2 sq ft
Parcel Number2498210720

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Fitness Center, Gated, Jogging Path, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Vinyl
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecuritySecurity Gate

Exterior

Lot DescriptionMany Trees, Wooded
Patio / PorchScreened
RoofShingle

Additional Information

Date ListedJune 24, 2026
Days on Market10
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NamePlantation Grove
Tax Amount$8,296.63
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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