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This home is in Julington Creek, St. Johns.

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Active

Active·216 days on market·Julington Creek

246 Edgewater Branch Drive

St. Johns, FL 32259

$665,000$249/sqftEst. $3,539/moMLS# 2121178
5
Beds
3
Baths
2,667
Sq Ft
1999
Built
2
Garage
Yes
Pool

About this home

Julington Creek

**PRICE REDUCTION!** Located in the sought-after Julington Creek Plantation, this beautifully renovated home offers the perfect blend of comfort and amenities. New carpet has been installed in the family room and first floor bedrooms. The open kitchen features a spacious island with ample storage, ideal for cooking and gathering. The luxurious, recently updated primary bathroom provides a true spa-like retreat. Step outside to a stunning backyard oasis with a beautiful pool, hot tub, lush landscaping, and an outdoor grill area--perfect for relaxation and entertaining. When you're not hosting, enjoy the many pools and recreational amenities Julington Creek Plantation offers. Conveniently located near shopping, dining, and entertainment, this home delivers exceptional living in one of the area's most desirable communities.

Cost to own

Mortgage calculator

$665,000
$133,000
Loan Term
Monthly Payment
$3,359
Principal & Interest: $3,359
Est. Taxes & Insurance: $840
Estimated Total Monthly
$4,199
*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,539
Property taxesest. at asking price, St. Johns County$885
HOAbilled annually$49
Estimated total, before insurance$4,473/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $700,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$519,609$519,609
2024$517,326$205,041
2023$478,784$197,613
2022$438,997$190,401
2021$324,772$183,399
2020$295,314$180,177

2025 property taxes (current owner): $8,819/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Dec 11, 2025Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$665,000
Price / Sq Ft$249
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,667
Acres0.27 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

Community Information

Address246 Edgewater Branch Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number2490231270
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Jogging Path, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
Spa FeaturesAbove Ground, Private

Exterior

Patio / PorchRear Porch
FencingBack Yard, Privacy
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedDecember 11, 2025
Days on Market180
HOA Fees$590 / Annually
HOA FrequencyAnnually
Tax Amount$8,818.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Listing Courtesy of: MARGANON REAL ESTATE FIRM

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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