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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a golf course home in St. Johns County.

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Active

Active·307 days on market·Julington Creek

246 Edgewater Branch Drive

St. Johns, FL 32259

$625,000$234/sqftEst. $3,462/moMLS# 2121178
↓ $40,000 below original list
5
Beds
3
Baths
2,667
Sq Ft
1999
Built
2
Garage
Yes
Pool

29 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $49/mo11,761 sqft lotSingle Family Residence2 stories

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About this home

Julington Creek

*GREAT NEW LOW PRICE for JCP* Located in the sought-after Julington Creek Plantation, this beautifully renovated home offers the perfect blend of comfort and amenities. New carpet has been installed in the family room and first floor bedrooms. The open kitchen features a spacious island with ample storage, ideal for cooking and gathering. The luxurious, recently updated primary bathroom provides a true spa-like retreat. Step outside to a stunning backyard oasis with a beautiful pool, hot tub, lush landscaping, and an outdoor grill area--perfect for relaxation and entertaining. When you're not hosting, enjoy the many pools and recreational amenities Julington Creek Plantation offers. Conveniently located near shopping, dining, and entertainment, this home delivers exceptional living in one of the area's most desirable communities.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,462
Property taxesest. at asking price, St. Johns County$832
HOAbilled annually$49
Estimated total, before insurance$4,343/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,819/yr · $735/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$625,000
$125,000
Loan Term
Monthly Payment
$3,462
Principal & Interest: $3,462
Property taxes (est.): $832
Insurance (est.): $417
Estimated Total Monthly
$4,710
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,711 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $700,000 in May 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$519,609$519,609—
2024$517,326$205,041—
2023$478,784$197,613—
2022$438,997$190,401—
2021$324,772$183,399—
2020$295,314$180,177—

2025 property taxes (current owner): $8,819/yr

Estimated taxes if purchased at asking price: ~$10,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 5, 2026Price change$625,000−$25,000
  • Sep 4, 2026Active$650,000
  • Aug 26, 2026Active Under Contract$650,000
  • Aug 5, 2026Price change$650,000−$15,000
  • Dec 11, 2025Listed$665,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $237/sq ft; this home is listed at $234/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193110.2
237 Crooked Court, St. Johns, FL 32259Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$475,000$2373/22,006970.7
304 S Buck Board Drive, St. Johns, FL 32259Listed by ENGEL & VOLKERS FIRST COASTSep 2026$450,000$2264/21,9901060.7
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.7
728 E Cumberland Court, St. Johns, FL 32259Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$610,000$2693/2.52,271480.8
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$625,000
Price / Sq Ft$234
Bedrooms5
Bathrooms3.00
Full Baths3
Square Footage2,667
Acres0.27 acres
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address246 Edgewater Branch Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,761.2 sq ft
Parcel Number2490231270
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Golf Course, Jogging Path, Tennis Court(s)
UtilitiesElectricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewPool

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Guest Suite, Primary Bathroom -Tub with Separate Shower, Primary Downstairs
AppliancesDishwasher, Electric Cooktop, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
LevelsTwo
Spa FeaturesAbove Ground, Private

Exterior

Patio / PorchRear Porch
FencingBack Yard, Privacy
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedDecember 11, 2025
Days on Market299
HOA Fees$590 / Annually
HOA FrequencyAnnually
Tax Amount$8,818.6
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARGANON REAL ESTATE FIRM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

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