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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Active·Listed today·Julington Creek

604 Sassafras Trace

St. Johns, FL 32259

$899,900$273/sqftEst. $4,804/moMLS# 2165413
Open house Sat, Sep 26 · 11:00 am–1:00 pm
4
Beds
3.5
Baths
3,294
Sq Ft
2005
Built
3
Garage
Yes
Pool
FEMA Zone XHOA $48/mo13,939 sqft lotSingle Family Residence2 stories

About this home

Julington Creek

Welcome to this beautiful custom home, tucked away on a quiet cul-de-sac in the highly desirable gated Plantation Estates at Julington Creek Plantation. Offering a spacious and versatile floor plan, this home is filled with quality finishes and thoughtful details, including plantation shutters throughout, crown molding, handcrafted Moroccan hardwood floors and surround sound. The kitchen was completely remodeled in 2021 and features 42'' white cabinetry, beautiful white quartz countertops, coordinating backsplash and new appliances installed as part of the renovation. Formal living/sitting and dining rooms provide additional spaces for entertaining and gathering. The spacious primary suite is conveniently located downstairs and features a beautifully remodeled bath with a soaking tub, separate shower, dual vanity, stylish shiplap accent wall and custom walk-in closet. Also downstairs is a wonderful secondary suite with its own sitting room, bedroom, private bath and walk-in closet

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$4,804
Property taxesest. at asking price, St. Johns County$1,197
HOAbilled annually$48
Estimated total, before insurance$6,050/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$899,900
$179,980
Loan Term
Monthly Payment
$4,804
Principal & Interest: $4,804
Property taxes (est.): $1,198
Insurance (est.): $600
Estimated Total Monthly
$6,602
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 25, 2026Active$899,900
  • Sep 18, 2026Listed$899,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,900
Price / Sq Ft$273
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,294
Acres0.32 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Salt Water, Screen Enclosure
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address604 Sassafras Trace, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Creek Plan
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size13,939.2 sq ft
Parcel Number2498261570

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Park, Pickleball, Playground, Security, Tennis Court(s)
Community FeaturesSidewalks, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Water Connected
Water SourcePublic
ParkingAttached, Garage
ViewLake

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityGated with Guard

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchPatio, Screened
FencingBack Yard
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
HOA Fees$580 / Annually
HOA FrequencyAnnually
HOA NameVESTA PROPERTY MANAGMENT
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: RE/MAX SPECIALISTS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/26/2026

11:00 am - 1:00 pm