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This home is in Julington Creek, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed Oct 13, 2026·4 days on market·Recent sales in Julington Creek·Julington Creek

824 Peppervine Avenue

St. Johns, FL 32259

$725,000sold priceListed at $725,000 · 100% of asking$261/sqftMLS# 2163457

Beds

Baths

2,779

Sq Ft

2005

Built

Garage

Pool

28 more homes for sale in Julington Creek →Search Julington Creek on the map

FEMA Zone XHOA $48/mo0.40 acresSingle Family Residence2 stories

About this home

Julington Creek

Welcome to 824 Peppervine Avenue, located in the gated Plantation Estates West section of Julington Creek Plantation. Set on a generous .40-acre homesite, this 5-bedroom, 4-bath home also features a dedicated office with extensive built-in cabinetry--no need to sacrifice a bedroom for work-from-home space. The thoughtfully designed floor plan offers multiple living areas, abundant natural light and flexibility for everyday living, guests and entertaining. The kitchen opens to the main living areas, while the first floor includes four bedrooms, including the primary suite. Upstairs, a large bonus room with a full bath creates an ideal secondary living area, media room or guest retreat. Additional highlights include a screened lanai, excellent storage and a side-entry three-car garage.

Next steps in Julington Creek

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$3,984

Property taxesest. at asking price, St. Johns County$965

HOAbilled annually$48

Estimated total, before insurance$4,997/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,606/yr · $550/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,741 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Mickler's Landing Beachfront Park
about 15 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserve
about 3 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 0.7 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Mandarin Park Kayak Launch Dock
about 2 mi · Julington Creek
Closest youth league fields
Mills Field
about 1 mi · Baseball, Football, Lacrosse, Softball, Track
Closest grocery store
Publix
about 1 mi · 2750 Race Track Rd, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:36 AM, sunset 6:45 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,606/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Oct 13, 2026Closed$725,000
Sep 14, 2026Active Under Contract$725,000
Sep 10, 2026Active$725,000
Sep 3, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $251/sq ft; this home is listed at $261/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
1104 Basil Branch Court, St. Johns, FL 32259Listed by REAL BROKER LLC	Sep 2026	$880,000	$251	5/4	3,506	85	0
1264 Ribbon Road, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Oct 2026	$485,000	$201	4/2.5	2,408	145	0.4
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERY	Sep 2026	$555,355	$246	4/2	2,253	92	0.5
1154 Linwood Loop, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATE	Oct 2026	$480,000	$217	3/2	2,208	53	0.8
4075 Hillwood Road, Jacksonville, FL 32223Listed by FLORIDA HOMES REALTY & MTG LLC	Oct 2026	$620,000	$256	4/3	2,421	13	0.9
4654 Julington Creek Road, Jacksonville, FL 32258Listed by ELITE REALTY GROUP	Oct 2026	$1,200,000	$364	5/4	3,295	163	1.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000

Price / Sq Ft$261

Bedrooms5

Bathrooms4.00

Full Baths4

Square Footage2,779

Acres0.40 acres

Year Built2005

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusClosed

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorth

School Information

Zoned elementaryJulington Creek Elementary

Zoned middleFruit Cove Middle School

Zoned highCreekside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryJulington Creek

Reported middleFruit Cove

Reported highCreekside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address824 Peppervine Avenue, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size17,424 sq ft

Parcel Number2498261130

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Golf Course, Jogging Path, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Spa/Hot Tub, Tennis Court(s)

Community FeaturesSidewalks, Suburban, Street Lights, Restaurant, Curbs

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

# of Stories2

LaundryIn Unit, Lower Level

SecurityGated with Guard, Security Gate

Exterior

Patio / PorchPorch, Screened

FencingBack Yard

ConstructionStucco

Road SurfaceAsphalt, Paved

Road FrontagePrivate Road

Additional Information

Date ListedSeptember 10, 2026

Days on Market4

HOA Fees$580 / Annually

HOA FrequencyAnnually

HOA NameVesta (Main HOA/JCP) /Leland (Plantation Estates)

HOA Fee IncludesMaintenance Grounds

Tax Amount$6,605.93

Tax Year2025

Listing TermsCash, Conventional, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Creek

Julington Creek is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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