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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plantation Grove, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Oct 15, 2026·145 days on market·Recent sales in Plantation Grove·Plantation Grove

1264 Ribbon Road

St. Johns, FL 32259

$485,000sold priceListed at $499,999 · 97% of asking$201/sqftMLS# 2141071
4
Beds
2.5
Baths
2,408
Sq Ft
2003
Built
2
Garage
No
Pool

All Plantation Grove homes for sale →Search Plantation Grove on the map

FEMA Zone XHOA $180/mo12,197 sqft lotSingle Family Residence2 stories

About this home

Plantation Grove

Gated community home under $500K!! This 4 bed, 2.5 bath home provides 2408 sq ft of functional living space is ready for new owners. As you step inside, you are welcomed by vaulted ceilings, creating an abundance of natural light. Plenty of dining space for entertaining and hosting events with family and friends with a dining room, bar top and eat in kitchen area. Also in the kitchen, you will find plenty of cabinet storage, stainless steel appliances and pendant lighting. The first floor primary bedroom features LVP flooring, dual vanities and walk in shower. Upstairs is a versatile loft space along with 3 bedrooms and bathroom. Benefit from recent upgrades including 2023 new roof, water heater & AC, ensuring peace of mind. The deep lot backing up to the preserve provides tranquility and privacy, making it a perfect retreat from the covered patio.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,665
Property taxesest. at asking price, St. Johns County$645
HOAbilled quarterly$180
Estimated total, before insurance$3,491/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,652/yr · $554/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,505 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $519,900 in July 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$426,290$346,756—
2024$407,876$336,276—
2023$390,355$390,355—
2022$377,171$377,171—
2021$267,911$267,911—
2020$243,680$243,680—

2025 property taxes (current owner): $6,652/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 15, 2026Closed$499,999
  • Sep 13, 2026Active Under Contract$499,999
  • Aug 14, 2026Price change$499,999−$14,901
  • Aug 5, 2026Price change$514,900−$100
  • Jul 20, 2026Price change$515,000−$10,000
  • Jul 7, 2026Price change$525,000−$5,000
  • Apr 21, 2026Listed$530,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $243/sq ft; this home is listed at $208/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
185 Elmwood Drive, St. Johns, FL 32259Listed by VENTURE DEVELOPMENT REALTYOct 2026$421,000$2293/21,841570.2
824 Peppervine Avenue, St. Johns, FL 32259Listed by HOUSE & HAVENOct 2026$725,000$2615/42,77940.4
1154 Linwood Loop, St. Johns, FL 32259Listed by MARK SPAIN REAL ESTATEOct 2026$480,000$2173/22,208530.6
293 Maplewood Drive, St. Johns, FL 32259Listed by HANEY SIGNATURE REALTY LLCOct 2026$437,500$2434/21,804810.7
153 Bartram Parke Drive, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$555,355$2464/22,253920.8
312 Morning Glory Lane, Fruit Cove, FL 32259Listed by INI REALTYSep 2026$430,000$1964/22,193111.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$499,999
Price / Sq Ft$208
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,408
Acres0.28 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryJulington Creek
Reported middleFruit Cove
Reported highCreekside
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address1264 Ribbon Road, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPlantation Grove
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size12,196.8 sq ft
Parcel Number2498210300
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
# of Stories2

Additional Information

Date ListedApril 21, 2026
Days on Market145
HOA Fees$540 / Quarterly
HOA FrequencyQuarterly
HOA NameJulington Creek Plantation
Tax Amount$6,651.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ROUND TABLE REALTY

Sold by: ROUND TABLE REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plantation Grove

Plantation Grove is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Plantation Grove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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