This home is in Mandarin, Jacksonville.
Active·123 days on market·Mandarin
4654 Julington Creek Road
Jacksonville, FL 32258
About this home
Mandarin
Roof: 2015, Ac:2018 & 2022, Water Heater: 2024, Deep Water Access + Two Boat Lifts, Whole House Generator. RARE 17 FT DEEP WATER ESTATE, 2 BOAT LIFTS, NEARLY 3 PRIVATE ACRES IN THE HEART OF JULINGTON CREEK. This is not just a home, it's a true waterfront lifestyle property built for those who want space, privacy, and the ability to keep a serious boat right in their backyard.Situated on nearly 3 acres of gated, secluded land, this 5-bedroom, 4-bath estate offers one of the most desirable and hard-to-find features in the area: 17 feet of water depth at the dock, capable of accommodating large vessels. With two boat lifts already in place, you're fully set up for effortless days on the water with direct access to the St. Johns River.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $1,100,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $826,138 | $744,793 | ▼ $17,800 |
| 2024 | $847,243 | $723,096 | ▼ $3,231 |
| 2023 | $863,787 | $700,579 | — |
| 2022 | $574,388 | $469,812 | — |
| 2021 | $506,812 | $454,672 | — |
| 2020 | $497,705 | $447,705 | — |
2025 property taxes (current owner): $13,791/yr
Estimated taxes if purchased at asking price: ~$25,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2015 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,495 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 13, 2026Price change$1,290,000−$60,000
- Mar 18, 2026Listed$1,350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Mandarin
Mandarin is a neighborhood in Jacksonville, FL (Duval County), ZIP 32258.
View all Mandarin homes for sale →Listing Courtesy of: ELITE REALTY GROUP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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