This home is in Jacksonville — a gated community home in Jacksonville.
Sold·Closed Oct 8, 2026·163 days on market·Recent sales in Mandarin
4654 Julington Creek Road
Jacksonville, FL 32258
About this home
Jacksonville
Roof: 2015, Ac:2018 & 2022, Water Heater: 2024, Deep Water Access + Two Boat Lifts, Whole House Generator. RARE 17 FT DEEP WATER ESTATE, 2 BOAT LIFTS, NEARLY 3 PRIVATE ACRES IN THE HEART OF JULINGTON CREEK. This is not just a home, it's a true waterfront lifestyle property built for those who want space, privacy, and the ability to keep a serious boat right in their backyard.Situated on nearly 3 acres of gated, secluded land, this 5-bedroom, 4-bath estate offers one of the most desirable and hard-to-find features in the area: 17 feet of water depth at the dock, capable of accommodating large vessels. With two boat lifts already in place, you're fully set up for effortless days on the water with direct access to the St. Johns River.
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2015 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Septic system (public record) · Public water (record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,495 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 14 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 3 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 0.7 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 2 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Mandarin High School Poolabout 2 mi · Swimming
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,100,000 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $826,138 | $744,793 | ▼ $17,800 |
| 2024 | $847,243 | $723,096 | ▼ $3,231 |
| 2023 | $863,787 | $700,579 | — |
| 2022 | $574,388 | $469,812 | — |
| 2021 | $506,812 | $454,672 | — |
| 2020 | $497,705 | $447,705 | — |
2025 property taxes (current owner): $13,791/yr
Estimated taxes if purchased at asking price: ~$23,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 9, 2026Closed$1,200,000
- Sep 21, 2026Active Under Contract$1,200,000
- Sep 21, 2026Active$1,200,000
- Aug 31, 2026Active Under Contract$1,200,000
- Aug 22, 2026Price change$1,200,000−$90,000
- Jul 13, 2026Price change$1,290,000−$60,000
- Mar 18, 2026Listed$1,350,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $364/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 4179 Burning Tree Lane S, Jacksonville, FL 32223Listed by ROUND TABLE REALTY | Aug 2026 | $630,000 | $260 | 4/2.5 | 2,427 | 74 | 0.8 |
| 12258 Deeder Lane, Jacksonville, FL 32258Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $795,000 | $246 | 4/3.5 | 3,236 | 14 | 1 |
| 376 N Lombardy Loop, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $800,000 | $265 | 5/4 | 3,021 | 67 | 1.1 |
| 824 Peppervine Avenue, St. Johns, FL 32259Listed by HOUSE & HAVEN | Oct 2026 | $725,000 | $261 | 5/4 | 2,779 | 4 | 1.2 |
| 1104 Basil Branch Court, St. Johns, FL 32259Listed by REAL BROKER LLC | Sep 2026 | $880,000 | $251 | 5/4 | 3,506 | 85 | 1.2 |
| 1264 Ribbon Road, St. Johns, FL 32259Listed by ROUND TABLE REALTY | Oct 2026 | $485,000 | $201 | 4/2.5 | 2,408 | 145 | 1.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ELITE REALTY GROUP
Sold by: REAL BROKER LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Oct 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
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