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This home is in Julington Creek, St. Johns — a home near Creekside High School.

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Active Under Contract

Active Under Contract·46 days on market·Julington Creek

601 Gopher Court

St. Johns, FL 32259

$589,900$213/sqftEst. $3,042/moMLS# 2151711

Beds

Baths

2,775

Sq Ft

2000

Built

Garage

Pool

About this home

Julington Creek

5-bedroom home in Julington Creek Plantation on a .35-acre lot, rare opportunity at this price point! Located on a quiet cul-de-sac in St. Johns County, this very unique 5BR/3BA home offers 2,775 sq ft and a flexible split floor plan ideal for office, guest suite, or multigenerational living. Major updates include a 2021 ROOF, 2020 HVAC, and 2020 WATER HEATER, providing peace of mind with no big-ticket expenses needed. Interior features include 5'' wide plank hardwood floors, crown molding, abundant natural light, upgraded lighting, granite countertops, and a gas fireplace. The private owner's suite is separated from secondary bedrooms for added privacy. Enjoy a spacious .35-acre lot with room for outdoor living, screened in porch, plus extended driveway, oversized 3-car garage, and whole-house generator hookup. Zoned for top-rated St. Johns County schools with access to Julington Creek Plantation amenities.

Cost to own

Mortgage calculator

Home Price

$589,900

Down Payment: 20%

$117,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$3,042

Principal & Interest: $3,042

Property taxes (est.): $785

Insurance (est.): $393

Estimated Total Monthly

$4,220

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$3,042

Property taxesest. at asking price, St. Johns County$785

HOAbilled annually$48

Estimated total, before insurance$3,875/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,253/yr · $688/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $599,000 in September 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$477,596	$477,596	—
2024	$454,177	$454,177	—
2023	$434,176	$434,176	—
2022	$407,530	$407,530	—
2021	$296,097	$147,544	—
2020	$293,818	$144,817	—

2025 property taxes (current owner): $8,253/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 12, 2026Active Under Contract$589,900
Jun 22, 2026Listed$589,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$589,900

Price / Sq Ft$213

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,775

Acres0.35 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address601 Gopher Court, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek Plan

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size15,246 sq ft

Parcel Number2490242830

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Water Available, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Entrance Foyer, Jack and Jill Bath, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

Fireplace FeaturesGas

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Sink

SecuritySecurity System Owned, Smoke Detector(s)