This home is in Julington Creek, St. Johns.

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Active

Active·45 days on market·Julington Creek

1154 Linwood Loop

St. Johns, FL 32259

$478,000$216/sqftEst. $2,544/moMLS# 2148128

Beds

Baths

2,208

Sq Ft

1987

Built

Garage

Yes

Pool

About this home

Julington Creek

Welcome home to peaceful living in Julington Creek Plantation! This charming 3-bedroom, 2-bath brick pool home sits on a large, private lot and offers comfort, space, and community. Inside, vaulted ceilings and hardwood floors create a warm, inviting atmosphere. The open floor plan flows to a spacious patio, sparkling pool, and cozy firepit--all within a fenced backyard, perfect for entertaining. The kitchen overlooks the family room with a wood-burning fireplace and French doors to the outdoor living area. A private office provides ideal work-from-home space. The primary suite features a large vanity, soaking tub, and separate shower. Enjoy top-rated schools, resort-style amenities, sports leagues, parks, and trails, all within walking or biking distance. Don't miss this opportunity to own a beautiful pool home in one of Northeast Florida's most desirable communities! Some photos may be virtually staged.

Cost to own

Mortgage calculator

Home Price

$478,000

Down Payment: 20%

$95,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,430

Principal & Interest: $2,430

Est. Taxes & Insurance: $607

Estimated Total Monthly

$3,037

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,544

Property taxesest. at asking price, St. Johns County$636

HOAbilled annually$48

Estimated total, before insurance$3,229/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,147/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1987)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Price change$478,000−$12,000
Jun 1, 2026Listed$490,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$478,000

Price / Sq Ft$216

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage2,208

Total Structure Area2,721 sq ft

Acres0.35 acres

Year Built1987

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesSouth

School Information

ElementaryJulington Creek

MiddleFruit Cove

HighCreekside

Community Information

Address1154 Linwood Loop, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionJulington Creek

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size15,246 sq ft

Parcel Number2490450005

ZoningPUD

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Golf Course, Jogging Path, Park, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup