What $500k buys in Julington Creek & Fruit Cove right now: three homes, compared.
Across Julington Creek & Fruit Cove’s neighboring subdivisions, 57 homes are for sale at or under $500k today, at a median of $420,000. The three below are picked by rule, not by anyone’s preference: the most space, the newest, and the best price per square foot, each a different home, compared on the facts the MLS carries. The brief underneath is mine.
By Krista Fracke — Broker Associate, Christie's International Real Estate First Coast · 20+ years in Northeast Florida · 500+ closings · client reviews
The brief
At $500k along Racetrack Road and State Road 13 the budget buys a 1990s Julington Creek Plantation home with the CDD and the amenity centers, a 2000s Durbin Crossing or Aberdeen home with its own district, or a newer Stillwater or Mill Creek Forest build with less canopy. The three homes below show what each generation of this corridor costs today.
The three homes
The most space
$500,000
305 Carriage Hill Court, St. Johns, FL 322594 bd · 2.5 ba · 3,058 sqft · built 2008
Durbin Crossing →The largest living area at this budget across the ring.
Listed by COLDWELL BANKER VANGUARD REALTY
The newest
$400,000
99 Round Robin, St. Johns, FL 322593 bd · 2 ba · 1,800 sqft · built 2025
Stillwater →The most recent build year at this budget, a different home.
Listed by FLORIDA HOMES REALTY & MTG LLC
The best price per square foot
$289,500
542 Dry Branch Way, St. Johns, FL 322593 bd · 2.5 ba · 1,793 sqft · built 2005
Julington Creek Plan →The lowest asking price per square foot of the three, a different home again.
Listed by ROUND TABLE REALTY
| Side by side | The most space | The newest | The best price per square foot |
|---|---|---|---|
| Price | $500,000 | $400,000 | $289,500 |
| Price per sqft | $164 | $222 | $161 |
| Beds / baths | 4 / 2.5 | 3 / 2 | 3 / 2.5 |
| Living area | 3,058 sqft | 1,800 sqft | 1,793 sqft |
| Year built | 2008 | 2025 | 2005 |
| Lot | 0.17 ac | 0.14 ac | 0.09 ac |
| HOA (reported) | $6/mo | $710/mo | $288/mo |
| FEMA zone | X | X | X |
| Days on market | 377 | 31 | 179 |
| Last tax bill | $9,008 (2023) | $4,410 (2025) | $3,564 (2025) |
| Subdivision | Durbin Crossing | Stillwater | Julington Creek Plan |
Live from the MLS, refreshed hourly. HOA as reported by the listing; district (CDD) assessments ride the tax bill and are not in the HOA figure. FEMA zone computed from each home’s coordinates. Listings courtesy of the brokerages named.
What this budget forces you to decide here
Which decade
JCP is 1990s and early 2000s with mature trees; Durbin Crossing and Aberdeen are 2000s; Stillwater and Mill Creek Forest are 2010s and 2020s. Roof age follows the decade, and so does the insurer’s quote.
The district line
Nearly every community in this ring has a CDD. The amounts differ by district and by how far along its bonds are; the tax bill on each listing shows the current line.
Creek, lake or preserve
The corridor’s premium lots back to Julington Creek, a lake or preserve. At a fixed budget the lot and the square footage trade against each other.
Newest at or under $500k
- 375 Servia Drive, St. Johns, FL 32259$264,900 · 2 bd · 1,210 sqft · Palisades At Durbin Crossing
- 192 S Arabella Way, St. Johns, FL 32259$450,000 · 3 bd · 1,562 sqft · St Johns Forest
- 2005 Herschel Street 3, Jacksonville, FL 32204$475,000 · 2 bd · 1,600 sqft · Aberdeen
- 211 Tadcaster Court, St. Johns, FL 32259$500,000 · 3 bd · 2,070 sqft · Durbin Crossing
- 293 Maplewood Drive, St. Johns, FL 32259$449,999 · 4 bd · 1,804 sqft · Julington Creek Plan
- 195 Scotch Pebble Drive, St. Johns, FL 32259$300,000 · 3 bd · 1,502 sqft · Aberdeen
See it this week
Narrowing it down in Julington Creek & Fruit Cove?
Tell me what you need and I will line up the showings. I pull the flood zone and the true monthly cost on each one before we go.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
This is the work I do every week. Shopping Julington Creek & Fruit Cove at $500k? Tell me what the home has to do for you and I will run this comparison for your shortlist every week, with the district line, the HOA and the flood zone in the same column, until you have the house.
Work with Krista (904) 333-8595 Text
Broker Associate · Christie's International Real Estate First Coast · 20+ years · 500+ closings
Common questions
Is $500k enough to buy in Julington Creek & Fruit Cove?
The live count at the top of this page is the honest answer for today: every home for sale across these neighboring subdivisions at or under $500k, with the median. The three homes below are picked from that set by rule (most space, newest, best price per square foot), so what you see is what the money buys this week, not a brochure.
How are the three homes chosen?
By rule, from every marketable listing in the ring at or under the budget: the largest living area, the newest build year, and the lowest price per square foot, each a different home. The set refreshes with the feed. No home is featured by arrangement and no listing agent is involved in the pick.
Does Julington Creek Plantation still have a CDD?
Yes; it is one of the county’s oldest districts and its assessment runs as a separate line on the tax bill. The Julington Creek fees page explains the current structure and what the amenity centers cost to keep, and I pull the parcel’s bill on any home a client considers.
Other budgets, other rings
Want Julington Creek & Fruit Cove run at your budget?
Three homes a week, picked by the same rule, with every bill in the same column.
The Julington Creek & Fruit Cove hub
Northwest St. Johns County along Racetrack Road and State Road 13: Julington Creek Plantation, Julington Lakes, Stillwater, Durbin Crossing and the neighborhoods between, with the fees, the flood map and the comparisons.
Neighborhoods
Compare & decide