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Active

Active·41 days on market

79425 Plummers Creek Drive

Yulee, FL 32097

$529,000$207/sqftEst. $2,697/moMLS# 2150300

Beds

Baths

2,555

Sq Ft

2019

Built

Garage

Pool

About this home

Yulee

Rare opportunity ASSUMABLE VA mortgage with an incredible 4.375% interest rate for qualified buyers -- a potential game changer in today's market. Welcome to this beautifully upgraded Plummer Creek home, where thoughtful design, custom finishes, and exceptional attention to detail create the perfect blend of comfort and style. Offering 4 bedrooms, 3 bathrooms, and a 3-car garage, this single-story home provides spacious living with upgrades at every turn. At the heart of the home is a stunning gourmet kitchen featuring extended cabinetry, beautiful countertops, a custom oversized island, designer lighting, and upgraded finishes that make both everyday living and entertaining a delight. The open-concept layout flows seamlessly into the family room, where wood beams accent the tray ceiling and a striking electric fireplace is surrounded by custom built-ins, creating a warm and inviting focal point. The owner's retreat is a true sanctuary, complete with elegant coffered ceilings

Cost to own

Mortgage calculator

Home Price

$529,000

Down Payment: 20%

$105,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,697

Principal & Interest: $2,697

Property taxes (est.): $730

Insurance (est.): $353

Estimated Total Monthly

$3,780

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,697

Property taxesest. at asking price, Nassau County$730

HOAbilled annually$62

Estimated total, before insurance$3,490/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,320/yr · $527/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $520,000 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$411,696	$411,696	—
2024	$391,729	$391,729	—
2023	$377,383	$377,383	—
2022	$312,771	$241,457	—
2021	$293,898	$232,968	—
2020	$282,577	$229,061	—

2025 property taxes (current owner): $6,320/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 12, 2026Listed$529,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$529,000

Price / Sq Ft$207

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,555

Acres0.21 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWildlight

MiddleYulee

HighYulee

Community Information

Address79425 Plummers Creek Drive, Yulee, FL 32097

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionPlummer Creek

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size9,147.6 sq ft

Parcel Number122N26160400020000

Amenities

AmenitiesPool, Other, Basketball Court, Playground

UtilitiesCable Available, Electricity Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Double Oven, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne