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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plummer Creek, Yulee — a home near Yulee High School.

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Active Under Contract

$559,000Active Under Contract6 bd · 4 ba · 3,220 sq ft

Active Under Contract·51 days on market·Plummer Creek

79886 Plummers Creek Drive

Yulee, FL 32097

$559,000$174/sqftEst. $3,048/mo mortgageMLS# 2164793
6
Beds
4
Baths
3,220
Sq Ft
2015
Built
3
Garage
No
Pool

7 more homes for sale in Plummer Creek →Search Plummer Creek on the map

FEMA Zone XHOA $62/mo8,712 sqft lotSingle Family Residence2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Plummer Creek

Welcome to this beautifully maintained 6-bedroom, 4-bathroom home situated on a spacious corner lot in Plummer Creek! Designed with flexibility in mind, most of the living space is conveniently located downstairs, while the upstairs offers the potential for a private apartment style retreat complete with its own living room, bedroom suite, and full bathroom perfect for guests, multigenerational living, a home office, or bonus space. The heart of the home is the expansive open-concept living area featuring a gorgeous fireplace surrounded by custom built-ins. The spacious kitchen offers extended wraparound countertops and cabinetry, plus an oversized island that is perfect for dinners, entertaining, game nights, and everyday gatherings. The large downstairs owner's suite features beautiful bay windows overlooking the backyard, dual walk-in closets, and separate vanities. Step outside to enjoy the oversized screened lanai and fully fenced backyard, surrounded by a beautifully maintained

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,048
Property taxesest. at asking price, Nassau County$748
HOAbilled annually$62
Estimated total, before insurance$3,858/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,544/yr · $379/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$559,000
$111,800
Loan Term
Monthly Payment
$3,048
Principal & Interest: $3,048
Property taxes (est.): $748
Insurance (est.): $373
Estimated Total Monthly
$4,168
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2015)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$524,128$293,982—

2025 property taxes (current owner): $4,544/yr

Estimated taxes if purchased at asking price: ~$9,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 320 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 5, 2026Active Under Contract$559,000
  • Sep 22, 2026Active$559,000
  • Sep 14, 2026Listed$559,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $174/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
76002 Tideview Lane, Yulee, FL 32097Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$478,000$1923/2.52,484590.3
79674 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCSep 2026$530,000$1916/42,775780.4
76546 Timbercreek Boulevard, Yulee, FL 32097Listed by UNITED REAL ESTATE GALLERYAug 2026$510,000$1985/2.52,57270.4
79514 Plummers Creek Drive, Yulee, FL 32097Listed by REAL BROKER LLCAug 2026$480,000$1766/42,7331490.7
77049 Andora Drive, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$405,000$1514/2.52,687920.7
77087 Andora Drive, Yulee, FL 32097Listed by REAL BROKER LLCJun 2026$499,000$1644/3.53,04870.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$559,000
Price / Sq Ft$174
Bedrooms6
Bathrooms4.00
Full Baths4
Square Footage3,220
Acres0.20 acres
Year Built2015
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWildlight
MiddleYulee
HighYulee

Community Information

Address79886 Plummers Creek Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPlummer Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size8,712 sq ft
Parcel Number122N26160101040000

Amenities

AmenitiesPool, Other, Basketball Court, Park
Community FeaturesSidewalks, Street Lights
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Entrance Foyer, Guest Suite, His and Hers Closets, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo

Exterior

Lot DescriptionCorner Lot, Sprinklers In Front, Sprinklers In Rear
Patio / PorchRear Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer

Additional Information

Date ListedSeptember 22, 2026
Days on Market51
HOA Fees$745 / Annually
HOA FrequencyAnnually
Tax Amount$4,543.55
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plummer Creek

Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Plummer Creek homes for sale →
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