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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Plummer Creek, Yulee.

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Active·1 day on market·Plummer Creek

79093 Plummer'S Creek Drive

Yulee, FL 32097

$424,000$221/sqftEst. $2,330/mo mortgageMLS# 2170492
Open house Sun, Oct 25 · 1:00 pm–3:00 pm
3
Beds
2
Baths
1,916
Sq Ft
2019
Built
2
Garage
No
Pool

6 more homes for sale in Plummer Creek →Search Plummer Creek on the map

FEMA Zone AHOA $62/mo7,841 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Plummer Creek

Some homes are made for living. Others are made for making memories. This one was designed for both! Imagine ending a long day gathered around a glowing fire, sharing stories with friends, enjoying dinner under the stars, or simply soaking in the peace of your own backyard retreat. Welcome to a home in the desirable Plummer Creek community where outdoor living takes center stage! Inside, an inviting open-concept floor plan creates a natural flow for everyday living and entertaining. The electric fireplace adds a cozy touch, making the living space just as welcoming for quiet nights at home as it is for gathering with the people you love. But step outside, and you'll discover what truly makes this home special! A thoughtfully designed backyard oasis awaits, complete with an expansive, elevated paver patio, stunning custom fire-pit, majestic seating wall, and lush artificial turf that keeps the space looking beautiful with minimal upkeep. Every detail invites you to slow down, stay a

Next steps in Plummer Creek

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,330
Property taxesest. at asking price, Nassau County$585
HOAbilled annually$62
Estimated total, before insurance$2,977/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$424,000
$84,800
Loan Term
Monthly Payment
$2,330
Principal & Interest: $2,330
Property taxes (est.): $585
Insurance (est.): $283
Estimated Total Monthly
$3,198
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,709 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

  • Oct 22, 2026Listed$424,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $205/sq ft; this home is listed at $221/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
65860 Edgewater Drive, Yulee, FL 32097Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSOct 2026$369,900$2044/21,8122080.4
65908 Edgewater Drive, Yulee, FL 32097Listed by ERA ONETEAM REALTYOct 2026$389,900$2054/21,9021130.4
65805 Edgewater Drive, Yulee, FL 32097Listed by COLDWELL BANKER THE AMELIA GROUPOct 2026$352,000$2063/21,709120.4
75026 Semper Fi Drive, Yulee, FL 32097Listed by HERRON REAL ESTATE LLCAug 2026$218,000$1253/21,739790.4
76842 Timbercreek Boulevard, Yulee, FL 32097Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$317,000$2073/21,53240.5
76682 Timbercreek Boulevard, Yulee, FL 32097Listed by EPIQUE REALTY, INCOct 2026$302,500$1913/21,582150.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$424,000
Price / Sq Ft$221
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,916
Acres0.18 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

County schoolsNassau County Schools
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address79093 Plummer'S Creek Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionPlummer Creek
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,840.8 sq ft
Parcel Number122N26160400400000

Amenities

AmenitiesPool, Basketball Court, Boat Dock, Playground
UtilitiesElectricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesEat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Owned

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Patio
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame

Additional Information

Date ListedOctober 22, 2026
Days on Market1
HOA Fees$745 / Annually
HOA FrequencyAnnually
HOA NamePlummer Creek
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Plummer Creek

Plummer Creek is a neighborhood in Yulee, FL (Nassau County), ZIP 32097.

View all Plummer Creek homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

10/25/2026

1:00 pm - 3:00 pm