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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Del Webb Nocatee, Ponte Vedra — a gated community home in St. Johns County.

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Sold

Sold·Closed Oct 12, 2026·107 days on market·Recent sales in Del Webb Nocatee·Del Webb Nocatee

392 Sand Harbor Drive

Ponte Vedra, FL 32081

$850,000sold priceListed at $895,000 · 95% of asking$314/sqftMLS# 2149676
3
Beds
3.5
Baths
2,711
Sq Ft
2022
Built
3
Garage
No
Pool

30 more homes for sale in Del Webb Nocatee →Search Del Webb Nocatee on the map

FEMA Zone XHOA $344/mo10,019 sqft lotSingle Family Residence1 story

About this home

Del Webb Nocatee

NEW PRICE! NOW $895,000. Take advantage of an amazing opportunity to own this beautiful home on a rare, private lot situated on a quiet cul-de-sac in the highly sought-after Del Webb Nocatee 55+ gated community. With a serene preserve bordering the side and back, this home offers unmatched privacy and peaceful views. The popular Renown floor plan features over 2,700 square feet of flexible living space, generous closet storage, and plenty of room for guests. You will love the spacious luxury kitchen with abundant cabinetry and counter space. Relax on the front porch or the oversized private lanai while enjoying easy access to the community's vibrant social offerings, which feature a lovely restaurant, 2 spacious outdoor pools, pickleball and tennis courts, bocce ball, community gardens, numerous club activities, indoor exercise rooms and neighborhood events. This property offers fantastic value, giving you the freedom at this new price point to add your own custom touches.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,671
Property taxesest. at asking price, St. Johns County$1,131
HOAbilled monthly$344
Estimated total, before insurance$6,146/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,375/yr · $1,031/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Other — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $973,600 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$761,655$690,787—
2024$736,222$670,611—
2023$699,622$649,622—
2022$100,800$77,000—
2021$70,000$70,000—

2025 property taxes (current owner): $12,375/yr

Estimated taxes if purchased at asking price: ~$13,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 16, 2026Closed$895,000
  • Sep 28, 2026Pending$895,000
  • Sep 21, 2026Price change$895,000−$30,000
  • Sep 3, 2026Price change$925,000−$20,000
  • Aug 5, 2026Price change$945,000−$20,000
  • Jul 17, 2026Price change$965,000−$33,000
  • Jun 13, 2026Listed$998,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $330/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by EXP REALTY LLCSep 2026$650,000$3302/21,969310.2
223 Creek Pebble Drive, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYOct 2026$690,000$3293/22,0973680.7
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.7
247 Village Grande Drive, Ponte Vedra, FL 32081Listed by VENTURE DEVELOPMENT REALTYOct 2026$730,000$2734/32,6702300.8
55 Aspendale Road, Ponte Vedra, FL 32081Listed by RICK WOOD & ASSOCIATES INCSep 2026$644,900$2614/3.52,4741550.9
241 Dosel Lane, St. Augustine, FL 32095Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$634,000$2634/32,411441

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$895,000
Price / Sq Ft$330
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,711
Total Structure Area3,296 sq ft
Acres0.23 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

Community Information

Address392 Sand Harbor Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionDel Webb Nocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size10,018.8 sq ft
Parcel Number0704841870
ZoningResidential

Amenities

AmenitiesPool, Cable TV, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Developer, Park, Pickleball, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s)
Community FeaturesSidewalks, Fishing, Suburban, Street Lights, Restaurant, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener
ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Instant Hot Water, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundrySink
SecurityCarbon Monoxide Detector(s), Gated with Guard, Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Screened
RoofOther
ConstructionConcrete
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedJune 13, 2026
Days on Market107
HOA Fees$344 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
Tax Amount$12,374.59
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Sold by: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Del Webb Nocatee

Del Webb Nocatee is a neighborhood in Over 55 & Active Adult, FL (St. Johns County), ZIP 32081.

View all Del Webb Nocatee homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 12, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines