This home is in Deep Creek Landing, Ponte Vedra.
Active·45 days on market·Deep Creek Landing
392 Sand Harbor Drive
Ponte Vedra, FL 32081
About this home
Deep Creek Landing
NEW PRICE CHANGE on this beautifully maintained home in Del Webb Nocatee, perfectly situated on a quiet cul-de-sac with no through traffic in the highly sought-after Del Webb 55+ gated community. Backing to a serene preserve, this home offers exceptional privacy and peaceful views from both the backyard and the oversized screened lanai, creating the perfect setting for morning coffee, outdoor dining, or simply relaxing while enjoying nature. The beautifully landscaped yard enhances the home's curb appeal and provides a tranquil outdoor retreat. Inside, you'll find a thoughtfully designed open-concept floor plan filled with natural light and enhanced by premium finishes throughout. The gourmet kitchen features upgraded appliances, abundant cabinetry, and generous counter space, making meal preparation and entertaining a pleasure. The spacious living and dining areas flow seamlessly together. This is more than just a home--it's a lifestyle in Paradise.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $973,600 in April 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $761,655 | $690,787 | — |
| 2024 | $736,222 | $670,611 | — |
| 2023 | $699,622 | $649,622 | — |
| 2022 | $100,800 | $77,000 | — |
| 2021 | $70,000 | $70,000 | — |
2025 property taxes (current owner): $12,375/yr
Estimated taxes if purchased at asking price: ~$15,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Other — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,731 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 17, 2026Price change$965,000−$33,000
- Jun 13, 2026Listed$998,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Deep Creek Landing
Deep Creek Landing is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Deep Creek Landing homes for sale →Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines