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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Riverwood, Ponte Vedra — a gated community home in St. Johns County.

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Active·Listed today·Riverwood

447 Eagle Pass Drive

Ponte Vedra, FL 32081

$844,990$339/sqftEst. $4,644/mo mortgageMLS# 2171197
3
Beds
3
Baths
2,490
Sq Ft
2016
Built
3
Garage
No
Pool

16 more homes for sale in Riverwood →Search Riverwood on the map

HOA $260/mo13,939 sqft lotSingle Family Residence1 story

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Riverwood

Located on a quiet cul-de-sac, this beautifully maintained home sits on an exceptional, fully fenced lot with a large, private backyard that creates a peaceful retreat right at home. This 3-bedroom plus office, 3-bathroom home features a spacious screened lanai and a 3-car garage, offering plenty of room to enjoy the Florida lifestyle. 90-degree sliding glass doors fully open the living and dining areas to the lanai, creating a seamless connection between indoor and outdoor spaces. Inside, custom details include eight-foot interior doors, arched entryways, crown molding, hardwood flooring, and plantation shutters. The primary suite and second bedroom each feature an en-suite bathroom, while custom California Closets provide organized storage. A separate mini-split system in the primary suite allows for individualized temperature control and potential energy savings.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$4,644
Property taxesest. at asking price, St. Johns County$1,124
HOAbilled monthly$260
Estimated total, before insurance$6,028/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,546/yr · $712/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$844,990
$168,998
Loan Term
Monthly Payment
$4,644
Principal & Interest: $4,644
Property taxes (est.): $1,124
Insurance (est.): $563
Estimated Total Monthly
$6,331
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,772 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $8,546/yr

Estimated taxes if purchased at asking price: ~$13,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 28, 2026Listed$844,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $264/sq ft; this home is listed at $339/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
394 Winding Path Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORPOct 2026$555,000$2783/22,000390.2
510 Portsmouth Bay Avenue, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$750,000$2583/3.52,9121371.2
289 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$605,000$2534/32,391191.3
294 Palm Breeze Drive, Ponte Vedra, FL 32081Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$620,000$2644/32,35021.3
61 Willow Breeze Lane, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$512,000$2723/31,883671.3
20 Bison Trail, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITEDOct 2026$560,000$2423/3.52,315761.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$844,990
Price / Sq Ft$339
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage2,490
Total Structure Area3,023 sq ft
Acres0.32 acres
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
55+ CommunityYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address447 Eagle Pass Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionRiverwood By Del Webb
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size13,939.2 sq ft
Parcel Number0702510330
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Park, Pickleball, Playground, Sauna, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage Door Opener
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Solar Tube(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink
Window FeaturesSkylight(s)
Security24 Hour Security, Security Fence, Security Gate, Smoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear, Wooded
Patio / PorchCovered, Front Porch, Patio, Rear Porch, Screened
FencingWrought Iron
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedOctober 28, 2026
Days on Market0
HOA Fees$260 / Monthly
HOA FrequencyMonthly
HOA NameFirst Service Residential
HOA Fee IncludesSewer, Trash
Tax Amount$8,545.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: COMPASS FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Riverwood

Riverwood is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Riverwood homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines