Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Coastal Oaks, Ponte Vedra — a gated community home in St. Johns County.

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Active

Active·45 days on market·Coastal Oaks

63 Marco Island Way

Ponte Vedra, FL 32081

$899,900$308/sqftEst. $4,588/moMLS# 2150495

Beds

Baths

2,920

Sq Ft

2009

Built

Garage

Pool

About this home

Coastal Oaks

NEW ROOF JUST INSTALLED!! Please note: The neighboring home is also on the market as part of a planned family move, creating a unique opportunity for buyers seeking multigenerational living or close proximity to loved ones. Welcome to this impeccably maintained home in the highly sought-after Coastal Oaks community of Nocatee. From the moment you step through the dramatic entryway featuring soaring ceilings and expansive 8-12' windows, you'll appreciate the quality craftsmanship and thoughtful upgrades throughout. The main level showcases 10' ceilings & stunning new 2' x 4' porcelain tile flooring, extensive crown molding, plantation shutters, upgraded trim work, tray and coffered ceilings, and UV-protective window film for enhanced comfort and efficiency. The spacious floor plan offers the convenience of a first-floor primary suite & laundry room, creating an ideal layout for everyday living. At the heart of the home is a beautifully appointed gourmet kitchen featuring quartz

Cost to own

Mortgage calculator

Home Price

$899,900

Down Payment: 20%

$179,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,588

Principal & Interest: $4,588

Property taxes (est.): $1,198

Insurance (est.): $600

Estimated Total Monthly

$6,386

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,588

Property taxesest. at asking price, St. Johns County$1,197

HOAbilled quarterly$255

Estimated total, before insurance$6,041/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,935/yr · $661/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$684,351	$400,884	—
2024	$703,973	$388,879	—
2023	$742,142	$376,096	—
2022	$613,851	$363,685	—
2021	$415,852	$351,636	—
2020	$407,172	$346,091	—

2025 property taxes (current owner): $7,935/yr

Estimated taxes if purchased at asking price: ~$14,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2009)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Price change$899,900−$25,100
Jun 17, 2026Listed$925,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$899,900

Price / Sq Ft$308

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,920

Acres0.19 acres

Year Built2009

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address63 Marco Island Way, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCoastal Oaks At Nocatee

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,276.4 sq ft

Parcel Number0702912360

ZoningResidential

Amenities

AmenitiesBasketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Playground, Security, Spa/Hot Tub, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewOther

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

Security24 Hour Security, Gated with Guard, Security System Owned, Smoke Detector(s)