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This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.

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Active

Active·Listed today·Crosswater Village

208 Pioneer Village Drive

Ponte Vedra, FL 32081

$599,900$239/sqftEst. $3,100/moMLS# 2163461

Beds

Baths

2,514

Sq Ft

2020

Built

Garage

Pool

About this home

Crosswater Village

Exceptional outdoor living sets this Crosswater at Nocatee home apart. Situated on an impressive 8,276sqft lot, this beautifully maintained single-story home features an expansive backyard & extended covered lanai with dual ceiling fans & lighting, ideal for outdoor dining, entertaining, play, pets, or even a future pool. Inside, 2,514sqft offers 4 bedrooms + a versatile flex space, complemented by an open-concept kitchen with rich espresso-toned cabinetry, light granite countertops, SS appliances, mosaic tile backsplash & a generous center island. Additional features include ceiling fans in all bedrooms, water softener, gutters, built-in foyer feature & upgraded garage storage/lighting. Beyond the home, enjoy the sought-after Nocatee lifestyle with resort-style water amenities, pools, fitness facilities, parks, miles of trails, community events, shopping, dining & golf-cart-friendly connectivity, conveniently located near Ponte Vedra beaches, Jacksonville & St. Augustine.

Cost to own

Mortgage calculator

Home Price

$599,900

Down Payment: 20%

$119,980

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,100

Principal & Interest: $3,100

Property taxes (est.): $798

Insurance (est.): $400

Estimated Total Monthly

$4,298

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,100

Property taxesest. at asking price, St. Johns County$798

HOAbilled annually$79

Estimated total, before insurance$3,977/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,965/yr · $497/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,965/yr

Estimated taxes if purchased at asking price: ~$9,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,781 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 4, 2026Listed$599,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$599,900

Price / Sq Ft$239

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,514

Total Structure Area3,298 sq ft

Acres0.19 acres

Year Built2020

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Direction FacesWest

School Information

ElementaryPine Island Academy

MiddlePine Island Academy

HighAllen D. Nease

Community Information

Address208 Pioneer Village Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionCrosswater Village

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size8,276.4 sq ft

Lot Dimensions8,276

Parcel Number0704920120

ZoningResidential

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Maintenance Structure, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

ViewProtected Preserve, Other