This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.
Active·91 days on market·Crosswater Village
302 Vista Lake Circle
Ponte Vedra, FL 32081
30 more homes for sale in Crosswater Village →Search Crosswater Village on the map
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About this home
Crosswater Village
A peaceful, zen-like retreat designed for relaxation! Lush landscaping & privacy hedges on both sides create a serene setting for quiet mornings & evening unwinding! The screened lanai with paver extension invites you to enjoy it all year-round! Inside, the home is polished & timeless with fresh interior paint (including baseboards), crown molding, & curated lighting that elevates every space. Tile floors downstairs are paired with warm wood stair treads, adding depth & character. The white kitchen is bright & welcoming with granite countertops & soft-close cabinetry, flowing seamlessly into the main living area. A front flex room with wainscoting offers versatility, while a guest bedroom & full bath downstairs add convenience. Upstairs, the primary suite has a double tray ceiling, custom closet, & spa-like bath with a soaking tub, while two bedrooms & loft are tucked away. With a park across the street & backyard that feels like a private escape, this home offers rare tranquility!
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2019)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,804 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $551,607 | $514,701 | — |
| 2024 | $563,630 | $467,910 | — |
| 2023 | $517,494 | $422,729 | — |
| 2022 | $432,235 | $384,299 | — |
| 2021 | $349,363 | $349,363 | — |
| 2020 | $324,334 | $324,334 | — |
Estimated taxes if purchased at asking price: ~$9,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 1, 2026Price change$600,000−$15,000
- Aug 21, 2026Active$615,000
- Aug 17, 2026Active Under Contract$615,000
- Jul 10, 2026Listed$615,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines