This home is in Palmetto Cove, Ponte Vedra — a home near Allen D. Nease High School.
$1,117,500Sold4 bd · 3.5 ba · 3,264 sq ft
Sold·Closed Oct 26, 2026·90 days on market·Recent sales in Palmetto Cove·Palmetto Cove
46 Windmill Palm Trail
Ponte Vedra, FL 32081
All Palmetto Cove homes for sale →Search Palmetto Cove on the map
About this home
Palmetto Cove
THE ULTIMATE NOCATEE LIFESTYLE-FULLY UPGRADED, EXCEPTIONALLY PRICED & AVAILABLE NOW! Located in highly coveted Palmetto Cove at Nocatee, this immaculate, turn-key Toll Brothers Scarlett floorplan offers more than $150K in high-end upgrades and custom finishes-already completed and ready to enjoy. Set on a spacious .27-acre cul-de-sac lot near preserve space, the home offers the breathing room that's increasingly hard to find in newer construction, with plenty of backyard space to create the outdoor lifestyle you want. All appliances and TVs are included. Skip the builder wait times and design center markups-simply move in and start enjoying Nocatee today!
Next steps in Palmetto Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Guana Reserve beach lot (middle)25 min drive · 80 parking spaces
Closest park or preserve
Nocatee Preserve13 min drive · 2,378 acres
Closest public boat ramp
Guana River Wildlife Management Area – Six Mile Landing Public Boat Ramp (10 HP Max)about 4 mi · Guana Lake
Closest kayak & paddleboard launch
Nocatee Landing Park – Paddlecraft Rampabout 2 mi · Tolomato River
Closest youth league fields
Nocatee Community Park6 min drive · Soccer
Closest grocery store
Publix7 min drive · 250 Pine Lake Dr, Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $1,010,500 in August 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $923,447 | $872,725 | — |
| 2024 | $225,000 | $165,000 | — |
| 2023 | $150,000 | $150,000 | — |
2025 property taxes (current owner): $14,644/yr
Estimated taxes if purchased at asking price: ~$17,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Oct 26, 2026Closed$1,185,000
- Sep 24, 2026Active Under Contract$1,185,000
- Aug 4, 2026Price change$1,185,000−$10,000
- Jun 26, 2026Listed$1,195,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $295/sq ft; this home is listed at $342/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 247 Village Grande Drive, Ponte Vedra, FL 32081Listed by VENTURE DEVELOPMENT REALTY | Oct 2026 | $730,000 | $273 | 4/3 | 2,670 | 230 | 0.7 |
| 208 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by LOKATION | Oct 2026 | $599,900 | $239 | 4/2 | 2,514 | 1 | 0.7 |
| 541 Crosswater Lake Drive, Ponte Vedra, FL 32081Listed by RE/MAX UNLIMITED | Oct 2026 | $832,450 | $295 | 4/3.5 | 2,818 | 41 | 0.9 |
| 392 Sand Harbor Drive, Ponte Vedra, FL 32081Listed by WATSON REALTY CORP | Oct 2026 | $850,000 | $314 | 3/3.5 | 2,711 | 107 | 0.9 |
| 300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $624,250 | $271 | 3/2 | 2,305 | 405 | 1 |
| 379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,075,000 | $314 | 4/3.5 | 3,425 | 81 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Sold by: LPT REALTY LLC (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palmetto Cove
Palmetto Cove is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Oct 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines