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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Crosswater Village, Ponte Vedra — a waterfront home in Nocatee.

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Sold

Sold·Closed Aug 17, 2026·56 days on market·Recent sales in Crosswater Village·Crosswater Village

258 Union Hill Drive

Ponte Vedra, FL 32081

$662,500sold priceListed at $675,000 · 98.1% of asking$312/sqftMLS# 2142918
4
Beds
2
Baths
2,121
Sq Ft
2020
Built
3
Garage
No
Pool

6 more homes for sale in Crosswater Village →Search Crosswater Village on the map

FEMA Zone XHOA $79/mo6,970 sqft lotWaterfrontSingle Family Residence1 story

About this home

Crosswater Village

Experience elevated living in this stunning Riverside home, where designer influences blend seamlessly with upscale coastal elegance. This move-in-ready 4-bedroom, 2-bath residence is thoughtfully designed with refined finishes, gorgeous custom hardwood flooring and meticulous attention to detail, offering the perfect balance of sophistication and comfort. At the heart of the home, the gourmet kitchen impresses with custom cabinetry, quartz countertops, elegant marble accents, and a dedicated water filtration system at the sink. A spacious butler's pantry adds both style and functionality, making it ideal for entertaining and everyday convenience. The open-concept living spaces are bathed in natural light, creating an inviting atmosphere that flows effortlessly into the outdoor living area. Expansive three-way sliding doors opens to the private lanai, creating seamless indoor-outdoor living and revealing a tranquil setting designed for relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,670
Property taxesest. at asking price, St. Johns County$882
HOAbilled annually$79
Estimated total, before insurance$4,630/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,131/yr · $678/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$662,500
$132,500
Loan Term
Monthly Payment
$3,670
Principal & Interest: $3,670
Property taxes (est.): $882
Insurance (est.): $442
Estimated Total Monthly
$4,993
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,785 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$570,950$403,068—
2024$565,747$390,860—
2023$578,937$377,874—
2022$454,352$454,352—
2021$408,025$357,525—
2020$80,000$80,000—

2025 property taxes (current owner): $8,131/yr

Estimated taxes if purchased at asking price: ~$10,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 30, 2026Closed$675,000
  • Jul 16, 2026Pending$675,000
  • May 1, 2026Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $318/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
308 Vista Lake Circle, Ponte Vedra, FL 32081Listed by SIGNATURE FIRST COAST REALTYAug 2026$610,000$2704/2.52,256100.2
453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNSSep 2026$505,000$2873/21,757370.3
513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLCAug 2026$495,000$3033/21,6311120.3
300 Shadow Ridge Trail, Ponte Vedra, FL 32081Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$624,250$2713/22,3054050.6
152 Constitution Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLCOct 2026$685,000$2974/22,30540.7
293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACHSep 2026$572,500$2912/21,96480.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$318
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,121
Acres0.16 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontYes

Community Information

Address258 Union Hill Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionCrosswater Village
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size6,969.6 sq ft
Parcel Number0704921410
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Curbs
UtilitiesNatural Gas Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Butler Pantry, Entrance Foyer, His and Hers Closets, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringWood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

Patio / PorchPatio, Porch, Screened
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Road SurfacePaved

Additional Information

Date ListedMay 1, 2026
Days on Market56
HOA Fees$949 / Annually
HOA FrequencyAnnually
HOA NameMay Management
Tax Amount$8,131.46
Tax Year2025
Listing TermsCash, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Crosswater Village

Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.

View all Crosswater Village homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 17, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines